Umatilla Homes with Lake Front Water Frontage

Umatilla Homes with Lake Front Water Frontage

Welcome to Umatilla, Florida – a hidden gem nestled in the heart of Lake County, where the charm of small-town living meets the beauty of nature. Known for its picturesque landscapes and friendly community, Umatilla is a serene retreat that offers a perfect blend of tranquility and adventure. With its proximity to stunning lakes and lush greenery, this city is ideal for those who appreciate the great outdoors and a slower pace of life.

One of the most alluring features of Umatilla is its breathtaking homes with lakefront waterfrontage. Imagine waking up to the gentle sound of water lapping against the shore, with stunning views of the sunrise reflecting on the lake. These properties provide not just a home, but a lifestyle – one filled with opportunities for fishing, boating, and enjoying family picnics by the water. Whether you’re looking for a cozy cottage or a sprawling estate, Umatilla's lakefront homes cater to a variety of tastes and preferences.

The community is also rich in recreational activities, with nearby parks and trails perfect for hiking, biking, and exploring the natural beauty of Florida. Umatilla boasts a welcoming atmosphere, with local events and festivals that bring residents together, fostering a strong sense of belonging.

In Umatilla, you don’t just find a house; you discover a home where every day feels like a vacation. Embrace the lakeside lifestyle in this charming city, where your dream home awaits!

Newest Umatilla Homes with Lake Front Water Frontage

4 Beds ⋅ 2 Baths ⋅ Acreage SubDv. ⋅ 32784 Zip Code

A unique opportunity to own two adjoining properties at 19854 and 20002 Wiygul Road in Umatilla, being sold together. With plenty of acreage, privacy and room to spread out, this property offers a lot of possibilities for the next owner. 20002 Wiygul Road features the existing home in a peaceful country setting, with beautiful pond views that can be enjoyed from multiple areas throughout the home. The property offers a great opportunity for someone looking to renovate, update and make the home their own while taking advantage of the surrounding land and natural setting. The adjoining property at 19854 Wiygul Road is vacant land and already has its own well and septic system in place, giving a future owner a head start should they choose to improve or build on the property, subject to county approval and permitting. Together, the two parcels offer a unique setup for someone looking for acreage, privacy and options for the future. There is room to create a family compound, homestead, additional homesite, space for animals, a workshop or barn, or simply enjoy having additional land surrounding you. One of the highlights of the property is the pond and the views it provides from several areas of the existing home. With the right vision and renovations, this property has the potential to become a really special place. Located in the quiet countryside of Umatilla while still convenient to Eustis, Mount Dora and surrounding Central Florida communities. Both 19854 and 20002 Wiygul Road are being sold together. Buyers should perform their own due diligence regarding the condition of the property, existing well and septic systems, future building potential, zoning, permitting and intended use of the properties.

19854 Wiygul Road, Umatilla

Already own nearby but not on the water? This is the piece you have been missing. 2,250 square feet of direct lake frontage on County Road 450 in Umatilla, with 45 feet of paved road frontage out front and the lake at the back line. Small parcel, single purpose: it puts you on the water. Add a dock and keep the boat in the water instead of the driveway. Build a boathouse. Run out a fishing pier and be casting before the coffee gets cold. Or simply hold it and own a piece of shoreline while you decide. Zoned R-1, no HOA, and low annual taxes. Water service nearby, no utilities currently connected. Direct Lake County waterfront for about what people spend on a used truck. Opportunities here are limited only by what you want to build. Buyer and buyer's agent to verify zoning, permitted uses, dock and shoreline permitting through Lake County and the St. Johns River Water Management District, utilities, flood zone, and all lake and riparian rights.

County Road 450, Umatilla

2 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

81 Fairway Circle, Umatilla

2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code

Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property.

37401 Turner Drive, Umatilla

Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

This land can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION! Waterfront Living in Twin Lake Estates! Build the home of your dreams on this beautiful high-and-dry waterfront homesite in Twin Lake Estates, a welcoming 55+ community offering an exceptional lifestyle and an abundance of amenities. Imagine designing and building your perfect home while enjoying peaceful waterfront surroundings and the convenience of an active, social community. Residents can take advantage of a clubhouse, swimming pool, walking and jogging trails, biking areas, and regular community social events. Providing plenty of opportunities for recreation, relaxation, and meeting neighbors. Whether you're looking to create a peaceful retreat or an active Florida lifestyle, this property offers the perfect opportunity to make your vision a reality. Bring your plans, bring your dreams, and build the waterfront home you've always wanted!

77 Fairway Circle Unit 101, Umatilla

DISCOVER 40 ACRES OF UNTOUCHED OLD FLORIDA tucked within the breathtaking landscape of the Ocala National Forest. This remarkable property offers exceptional privacy, WATERFRONT, and the kind of NATURAL BEAUTY that's becoming increasingly rare. Stately oaks, native PINES, open clearings, and peaceful shoreline create an ideal setting for a private retreat, hunting camp, or equestrian getaway. FOX, deer, owls, WILD TURKEY, bobcats, and majestic EAGLES call this home too. Spend your days hunting, fishing, horseback riding, hiking, paddling the shoreline, or simply enjoying the quiet solitude that only a property like this can provide. Build your dream cabin exactly where you want it, SURROUNDED BY NATURE and endless recreational opportunities. Conveniently located between Orlando, Ocala, and The Villages, this hidden wilderness feels miles away from the pressures of everyday life while remaining easily accessible. Looking for even more privacy? The adjacent 158+ acre property is also available (MLS G5109487), creating an extraordinary opportunity to own nearly 200 acres of contiguous land. Properties like this are becoming nearly impossible to find. Bring your hiking boots, hop in your vehicle, and experience this one-of-a-kind wilderness for yourself.

Se 150th Forest 02, #3, Se 150th Street, Umatilla

4 Beds ⋅ 2 Baths ⋅ Umatilla Wingfield Sub SubDv. ⋅ 32784 Zip Code

Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

603 W Ocala Street, Umatilla

1 Beds ⋅ 1 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code

YOUR 40 ACRE WILDERNESS retreat can be discovered here in this breathtaking landscape of the Ocala National Forest, offering privacy and natural beauty that's becoming nearly impossible to find. A rustic HUNT-CAMP with basic modern amenities serves as the perfect refuge after a day spent exploring the land, hunting, HORSEBACK RIDING, or simply unwinding beneath a canopy of towering oaks and native pines. Wildlife is abundant, with deer, wild turkey, fox, bobcats, owls, and soaring eagles regularly calling this area home. Disconnect from the demands of everyday life, an authentic OLD FLORIDA EXPERIENCE. Spend your mornings watching wildlife from the cabin porch and your evenings around the campfire beneath a sky filled with stars. Ideally situated between Orlando, Ocala, and The Villages, this hidden oasis feels a world away while remaining surprisingly accessible. FOR BUYERS SEEKING LAND THAT OFFERS FREEDOM, RECREATION, AND A LASTING CONNECTION TO NATURE, THIS IS A RARE OPPORTUNITY. The Adjacent 150+ ACRES is available too! See MLS G5109487, creating an extraordinary private sanctuary of nearly 200 acres or more. Properties like this aren't made anymore—they're discovered. Wear your hiking shoes, hop into your jeep and go schedule your private tour today.

Forest 02, #1, Se 150th Street, Umatilla

3 Beds ⋅ 2 Baths ⋅ Metes And Bounds Legal SubDv. ⋅ 32784 Zip Code

Tucked beneath a canopy of mature oaks at the end of a long, tree-lined approach, this 3-bedroom, 2-bathroom home sits on 4.38 acres with about 3 acres of uplands in the heart of Umatilla. Built in 2008 with 1,730 square feet of living space, it features a covered front porch with a wooden ramp, and a dining area with sliding glass doors that frame open water views across the rear yard. The kitchen offers ample cabinetry, a full appliance package, and an eat-in layout that flows into the main living areas. A spacious walk-in closet, an oversized shower with a built-in bench, and a dedicated laundry/utility room round out the floor plan. Step outside to a wide back deck overlooking a sprawling lawn that rolls down to the water's edge — a rare combination of privacy, acreage, and a peaceful lake setting close to Umatilla's dining, shopping, and SR-19/SE Hwy 42 access.

29714 Se Highway 42, Umatilla

4 Beds ⋅ 2 Baths ⋅ Lake Murphy Estates SubDv. ⋅ 32784 Zip Code

Virtually Staged. Recently appraised at $1,050,000 by a licensed appraiser, this home offers exceptional value. Experience the perfect blend of luxury, privacy, and waterfront living in this custom-built estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home showcases exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

39251 County Road 439, Umatilla

3 Beds ⋅ 3 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code

Pre-Construction. To be built. Welcome to Shoreline Ranch. This is a gated lakefront community. Rendering and floor plan show one possible home design that could be built on this lot. Not existing structure. This proposed lot and well-appointed home package is $690,900. Offering custom home packages by American Family Homes Inc the preferred builder. Build your dream home here and enjoy the breathtaking views year-round. The right lot shapes the way your home looks and feels, from the stunning views out your windows to the natural light that brightens your living space. In front of the gate there will be a sign with the gate code to enter into the community. Contact us today to schedule an appointment.

38797 Ranch Gate Boulevard, Umatilla

2 Beds ⋅ 2 Baths ⋅ Umatilla Lake Mary Estates Sub SubDv. ⋅ 32784 Zip Code

WATERFRONT on Lake Mary in Umatilla! Cute 2 bedroom - 1 full & 1 half bath CONCRETE BLOCK home on quarter acre lot! 80 foot deep, 28 acre lake! Known for great fishing and relaxing water activies! Sit on your SCREENED PORCH overlooking this beautiful waterway with a beverage after your work day or coffee in the morning and watch nature wake up! This cute home is move-in ready or update to your taste! Large laudry room. Garage with Door-Opener and service door on the side. A/C 2014 - recently serviced. Roof 2017. Umatilla School District - "A" Rated Schools!

57 Cayman Circle, Umatilla

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