Sumter Homes with Canal - Freshwater Frontage

Sumter Homes with Canal - Freshwater Frontage

Welcome to Sumter County, Florida, a hidden gem nestled in the heart of Central Florida. Known for its picturesque landscapes and vibrant communities, Sumter County offers a unique blend of rural charm and modern conveniences. With its lush greenery, serene lakes, and warm climate, it’s no wonder that this area has become a sought-after destination for those looking to escape the hustle and bustle of city life.

One of the standout features of Sumter County is its stunning homes with canal and freshwater frontage. Imagine waking up to the soothing sounds of nature, with the gentle lapping of water just outside your door. These properties provide not only breathtaking views but also a plethora of recreational opportunities. Whether you enjoy fishing, kayaking, or simply relaxing by the water, living on a canal allows you to embrace an outdoor lifestyle like no other.

The homes in this area reflect a diverse range of architectural styles, from charming cottages to spacious modern retreats. Many of these properties come equipped with private docks, making it easy to enjoy all that the waterways have to offer. The sense of community in Sumter County is palpable, with friendly neighbors and a welcoming atmosphere that makes you feel right at home.

With its prime location, residents of Sumter County can enjoy easy access to nearby attractions, shopping, and dining, while still relishing the peace and tranquility that comes with waterfront living. Discover the beauty and charm of Sumter County, where your dream home on the water awaits!

Newest Sumter Homes with Canal - Freshwater Frontage

8370 Cr 647, Bushnell
$150,000
2 Beds ⋅ 1 Baths ⋅ Holiday Shores SubDv. ⋅ 33513 Zip Code
So many possibilities. Add to your short-term rental portfolio, enjoy it as your own private getaway, or maybe retire and stay full time. No matter what you choose to do it's gonna be AWESOME! This quaint cabin is located on a canal right off of the Withlacoochee River. This 2-bedroom cabin offers rustic and charming features like rough cut cedar open beams, and big gable end windows to allow for natural light to pour in. The spacious open living room focuses around the big, free standing, wood burning fireplace. Double sliding doors take you outside to a screened sitting area to enjoy morning coffee or your favorite evening drink without the worry of any mosquitoes, OR out onto the HUGE open deck facing the canal where you can entertain guests, grill some burgers, or just sit and take in your surroundings. The area is teeming with wildlife to watch for! There's room for storage too! A nice storage shed is on property to store those bicycles and fishing gear, and there's also ample storage underneath the cabin and deck areas to keep some kayaks or canoes. This cabin is located on a paved road and has paved parking area in the yard. There are 2 local parks within a 5-minute drive, offering places to gather, let children play, or go exploring nature. Also, within 5-minutes' drive, is the Withlacoochee State Trail. A paved walking/biking trail that stretches 46-miles throughout Citrus and Hernando Counties. Also located within 5 miles is the Florida National Veterans Cemetery. There are also several state parks and campground in close proximity as well, making this property an ideal place for those with a passion for outdoor activities. Travel and local shopping is also an added convenience. Shopping and restaurants in Bushnell are only a 10 minute drive or Brooksville and Inverness within 15-20 minutes, offering TONS of shopping and dining options. With I-75 being just 7 miles away and US 41 just 6 miles away, commuting to nearby cities is an easy drive. Don't sleep on this opportunity!

8370 Cr 647, Bushnell
3809 Cr 405n, Lake Panasoffkee
$104,995
3 Beds ⋅ 2 Baths ⋅ Olive Palm SubDv. ⋅ 33538 Zip Code
Spacious 3-Bedroom Home with Canal Access Potential Discover the opportunity to own a spacious 3-bedroom, 2-bathroom home in a growing area with plenty of room, flexibility, and potential! Offering significantly more living space than reflected in the tax records, this property is ready for its next owner to make it their own. Inside, you’ll find generous living areas, a cozy fireplace, abundant storage, and a layout with plenty of space to spread out. Outside, the property continues to impress with two exterior storage areas, a covered carport, a rear patio perfect for grilling and entertaining, and a fully fenced backyard. A recently replaced roof adds valuable peace of mind. The backyard also backs to a canal that connects to Lake Panasoffkee during higher water levels, creating exciting potential for enjoying the surrounding waterways. With no HOA, you have the freedom to bring your boat, RV, equipment, and other recreational toys. Whether you're looking for a primary residence, investment opportunity, or a property with room to add your own vision, this home offers space, versatility, and plenty of possibilities. Don't miss the opportunity to see all this property has to offer!

3809 Cr 405n, Lake Panasoffkee
457 Nw 5th Road, Lake Panasoffkee
$275,000
3 Beds ⋅ 2 Baths ⋅ Magnolia Manor Add 02 SubDv. ⋅ 33538 Zip Code
WATERFRONT LIVING JUST 50 YARDS FROM LAKE PANASOFFKEE! Enjoy the best of Florida living in this beautifully maintained 3-bedroom, 2-bath triple-wide manufactured home offering 1,863 sq. ft. of spacious, light-filled living in a quiet neighborhood. Situated directly on a canal leading to Lake Panasoffkee, this move-in-ready home features a NEW ROOF, NEW luxury vinyl plank flooring, updated bathrooms and an abundance of windows that fill the home with natural Florida sunshine. The spacious living area features a cozy WOOD-BURNING FIREPLACE, while the large kitchen with center island provides plenty of room for family get-togethers, holiday gatherings and entertaining friends. With generous space for cooking, serving and gathering around the island, the kitchen truly becomes the heart of the home. The generously sized primary bedroom features a spacious ensuite bathroom with a large soaking tub—the perfect place to relax and unwind at the end of the day. Step outside to the LARGE SCREENED-IN BACK PORCH overlooking the canal, where you can sip your morning coffee, enjoy beautiful sunrises and relax during peaceful evenings by the water. Just approximately 50 yards away is Lake Panasoffkee, a 4,460-acre spring-fed lake known for its exceptional largemouth bass and panfish fishing—an ideal setting for those who love fishing, boating and the Florida outdoors. Enjoy the peaceful waterfront setting without giving up convenience! Located approximately 10 minutes from I-75 and only 20 minutes from The Villages, you'll have easy access to an incredible selection of dining, shopping, golf courses and entertainment. The convenient Central Florida location also provides an easy commute to Ocala, Leesburg, Tampa and Orlando, making it easy to enjoy everything the region has to offer while coming home to the peace and quiet of Lake Panasoffkee. Best of all, enjoy the freedom of NO HOA AND NO CDD FEES! A carport and two storage sheds provide additional space for vehicles, fishing gear and outdoor equipment. Whether you're searching for a full-time residence, seasonal retreat or waterfront getaway, this home offers an inviting combination of SPACE, COMFORT, UPDATES, CONVENIENCE and WATERFRONT LIVING. Bring your fishing poles, invite the family and start making memories on Lake Panasoffkee!

457 Nw 5th Road, Lake Panasoffkee
802 Oak Boulevard, Wildwood
$189,900
2 Beds ⋅ 4 Baths ⋅ Timberwoods Estates SubDv. ⋅ 34785 Zip Code
Step into this exquisite waterfront sanctuary in Continental Country Club, where refined living meets serene natural beauty in a residence designed for comfort, sophistication, and effortless Florida living. This luxury-styled 2-bedroom, 2-bath home unfolds with an elegant, well-crafted floor plan that captures peaceful water views from the moment you enter. The family room becomes a private retreat overlooking the deck and pond—your front-row seat to the fountain, shimmering water, and daily wildlife. It’s the perfect setting for savoring your morning coffee or unwinding with an evening beverage while entertaining guests in style. The open kitchen offers lanai seating, barstools, and generous counter space, flowing seamlessly into a grand living room ideal for upscale gatherings. The primary suite is a calming haven with abundant closets, a beautifully appointed bath, and fresh paint throughout that enhances the home’s polished, high-end feel. Guests will enjoy their own luxurious retreat with an oversized bedroom and bath, plus inside laundry discreetly tucked behind custom barn doors for added charm and convenience. Downstairs, discover a full bonus living level—complete with an additional bedroom—perfect for hosting guests or transforming into a craft studio, workshop, or private lounge. The garage with full door access leads to a well-designed driveway framed by manicured landscaping and custom wood shutters that elevate the home’s curb appeal. Out back, a substantial dock invites you to embrace waterfront living at its finest—relaxing, fishing, or simply enjoying the peaceful setting. This exceptional property includes the Resident Owner Certificate, is priced for immediate interest, and delivers a rare blend of luxury, comfort and Florida Lifestyle. You'll want to call your agent quickly - THIS IS THE ONE!!

802 Oak Boulevard, Wildwood
1351 Cr 482n, Lake Panasoffkee
$334,900
3 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv. ⋅ 33538 Zip Code
Waterfront living, room to spread out and a backyard made for enjoying Florida—this Lake Panasoffkee home brings all three together. Set on a spacious corner lot along Blue Gill Canal, the property offers direct freshwater access leading to Lake Panasoffkee, putting boating, fishing and days on the water right in your own backyard. Inside, the home offers a comfortable floor plan with multiple living areas and plenty of flexibility for everyday life and entertaining. The kitchen provides abundant cabinetry, generous counter space and a breakfast bar adjoining the dining area. A separate living space anchored by a fireplace adds warmth and character, while the spacious primary suite includes a dedicated vanity/dressing area, private bath and ample storage. The living space continues outdoors with an expansive covered and screened patio offering plenty of room for dining, entertaining or simply relaxing out of the Florida sun. Beyond the screen enclosure, a paver patio surrounds the above-ground pool, creating another inviting place to spend the afternoon. Follow the backyard toward Blue Gill Canal, where a concrete canal-front retaining wall with steps and waterside walkway provides convenient access to the waterfront. With direct canal access leading to Lake Panasoffkee, whether you're heading out to fish, taking the boat for an afternoon on the lake or simply enjoying life near the water, the waterfront is an integral part of this property. A circular driveway, attached garage, additional parking and landscaped corner lot add to the home's functionality, while the stone-accented exterior gives it distinctive character. With no HOA, there's added flexibility to enjoy the property and the Lake Panasoffkee lifestyle your way. Enjoy the quieter waterfront setting of Lake Panasoffkee while remaining within easy reach of Wildwood, The Villages, Middleton and Eastport for additional shopping, dining, entertainment and everyday conveniences. Convenient access to the I-75 corridor also makes it easy to connect with surrounding Central Florida communities, while local public boat ramps, parks and outdoor recreation are close to home. From mornings on the canal to afternoons by the pool and evenings around the fireplace or screened patio, there's a lot to enjoy here.

1351 Cr 482n, Lake Panasoffkee
2886 N C 470, Lake Panasoffkee
$425,000
2 Beds ⋅ 1 Baths ⋅ Panasoffkee Forest SubDv. ⋅ 33538 Zip Code
Located in the heart of Lake Panasoffkee at the intersection of C-470 and County Road 414, this property offers a unique opportunity for waterfront residential development. With the approved plots for up to 13 single-family manufactured homes along the canal front and outlet river, or 8 "cottages" 600-800 sq ft in size, already plotted by the county. All approved site plans are recorded with the county, and available to interested buyers upon request to the listing agent. This site is perfect for transforming into a picturesque waterfront, river access, income producing community. Currently, the property includes one home and five mobile home, Three of the mobile homes are in disrepair and will require removal, one is a lot lease and one is rented. The site build home has a new roof replaced in 2025, and new flooring throughout. The redevelopment possibilities are immense, allowing for the creation of a modern, inviting neighborhood that takes full advantage of the stunning waterfront views. County Road 414 provides direct access to a scenic walking bridge that overlooks the outlet and leads to Marsh Bend “Outlet” Park. This park is a local favorite, featuring a public boat ramp, walking trails, a beach volleyball court, picnic areas, fishing spots, grill stations, and a pet area, enhancing the appeal of this location for future residents. Discover the potential of this exceptional property and imagine the waterfront lifestyle it can offer. Call or email us today to explore all the development possibilities.

2886 N C 470, Lake Panasoffkee
2345 Cr 453, Lake Panasoffkee
$219,999
3 Beds ⋅ 3 Baths ⋅ Tracys Point 2nd Add SubDv. ⋅ 33538 Zip Code
Canal Front Opportunity in Tracy's Point with Direct Access to Lake Panasoffkee! Welcome to 2345 CR 453, Lake Panasoffkee ,a one-of-a-kind canal front property on Keepers Canal with direct access to Lake Panasoffkee, perfectly situated for bass boats and pontoons. Set on a double lot totaling 0.41 acres in the Tracy's Point community, this solid block construction home built in 1963 offers incredible potential for the right buyer and it comes furnished. The home features 1,476 sq ft of total living space with an expanded primary bedroom, a second bedroom divided by a partitioned wall, 2 bathrooms, original wood beam ceilings, tile and carpet flooring, and a screened-in porch that is perfect for enjoying the waterfront setting. A carport and utility/storage areas round out the property. A separate 1 bedroom, 1 bathroom mother-in-law suite with a full bath and air conditioning is ideal for guests, extended family, or potential rental income. The suite also includes additional attached storage rooms, providing excellent space for tools, gear, or lake equipment. Three water heaters service the property, plumbing has been recently re-piped, and the AC has been recently updated in the main home. Membrane roofing in place. Located in the flood zone but has never flooded. Tracy's Point offers a private neighborhood boat launch and a remarkably low HOA of just $40/year. Sold as-is. Don't miss this rare chance to own a double waterfront lot on the canal with Lake Panasoffkee access at an exceptional value.

2345 Cr 453, Lake Panasoffkee
919 Cr 482d, Lake Panasoffkee
$229,900
3 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv. ⋅ 33538 Zip Code
Seller Motivated! Discover the charm of true Florida living in this Fisherman's retreat! Inviting 3 bedroom, 2 bath home perfectly positioned on a spring-fed canal with direct access to beautiful Lake Panasoffkee. Split bedroom plan and open living areas offer a comfortable layout and plenty of space, ready for your personal touch. The bedrooms are roomy with large closets. The garage plus carport allows parking for the whole family. Step outside onto one of your porches and enjoy a property designed for both relaxation and functionality. You’ll find a covered picnic table, outside bar, workshop with storage, covered storage, an elevated dock ideal for parking your boat, fishing or simply unwinding while taking in the peaceful waterfront views. The property also features a dockside outdoor cook shed and a dedicated entertainment room, making it easy to host gatherings or enjoy quiet evenings outdoors. Only a few miles to I-75 gives you easy access to everything you need. Located in a great community on a quiet cul-de-sac, this home is full of potential and ready to be transformed into your perfect waterfront escape.

919 Cr 482d, Lake Panasoffkee
603 Robin Lane, Wildwood
$159,900
2 Beds ⋅ 2 Baths ⋅ Continental Country Club - Timberwoods SubDv. ⋅ 34785 Zip Code
Mother nature is calling you to sit and relax looking out over the canal, watch the beautiful Florida birds and wild life on either the open air screened porch or the glass enclosed porch, just foot steps to the fresh water canal. Yes you can relax with little left to do, beautiful modernized kitchen, section made for coffee/bar, granite counter tops, freshly painted, new luxury vinyl flooring throughout the home in soft grey neutral tones and skylights. The large primary bedroom has ensuite with built ins, walk in California style closet. Bring plenty of furniture, you'll need it for this over sized living room great for entertaining. Guest bedroom and bath with shower/ tub combo, plus double closets. Front entrance has a screed porch area that leads to storage building large enough for adding a golf cart also has washer and dryer. Continental Country Club is one of the few communities where you own your land. Enjoy our Olympic size pool, tennis, pickleball, fitness center, library, craft buildings, wood working, full service restaurant and lounge plus public 18 hole championship golf course. Only 3 miles to Brownwood, The Villages with free entertainment every night, this area is perfect, central Florida, 1 hour any direction, to the Gulf, to the Atlantic, sourth to Orlando, north to Ocala. You will love living here, I know, because I do.

603 Robin Lane, Wildwood
664 Cr 467, Lake Panasoffkee
$415,000
4 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv. ⋅ 33538 Zip Code
Waterfront — Situated on an oversized corner canal lot with water on two sides and beautiful views of Lake Panasoffkee, this 4-bedroom, 2-bath home offers the best of Florida living. The property features 360 feet of seawall, much of which has been recently resurfaced, along with a private boathouse with an updated electric boat lift, providing direct access for boating and fishing just steps away. The home has a durable metal roof, and the Window World windows come with a lifetime warranty, adding efficiency and peace of mind. A new sprinkler pump keeps the mature loquat, avocado, and citrus trees, along with the yard, looking their best. The home includes a screened front porch, perfect for enjoying sunrise views with a cup of coffee. Inside, you'll find an updated kitchen with granite countertops and stainless steel appliances. Both bathrooms have been updated with tiled shower floors and walls, glass shower doors, and granite vanities, creating a comfortable and move-in-ready space for everyday living. Exterior highlights include a 28x32 garage with a work bench/storage, 20x30 metal carport, new vinyl privacy fence, seamless gutters, and a chain-link fenced back yard. Ideal for full-time living, weekend getaway, or Airbnb investment. A great waterfront opportunity with extensive seawall and lake views. Lake Panasoffkee--renowned for some of the best fishing in Florida.The lake flows into the scenic Withlacoochee River that makes boating, kayaking, and viewing an abundance of native wildlife an exciting day. Enjoy the small-town charm while still being just minutes from The Villages that hosts free nightly entertainment, golf courses, shopping, dining, and much more! You're also close to Florida’s west coast, offering waterfront dining, kayaking, fishing, beaches, and natural springs for the perfect weekend adventures. Convenient access to I-75 and the Florida Turnpike makes travel to Orlando’s theme parks and major airports a breeze. This home gives the perfect blend of comfort, privacy, and convenience to the Florida lifestyle. Equal Housing Opportunity.

664 Cr 467, Lake Panasoffkee
645 Cr 485a, Lake Panasoffkee
$349,900
2 Beds ⋅ 2 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
If you’ve been searching for a well-built waterfront home in Lake Panasoffkee with direct canal access to the lake, this property deserves your attention. Located on a canal just off Lake Panasoffkee, this home offers peaceful water views, excellent construction, and true Florida outdoor living. Constructed with durable metal siding and roofing, this home was built with strength and longevity in mind. Inside, you’ll find an open-concept layout with vaulted ceilings that make the main living area feel bright and spacious. Natural light pours in through multiple windows, showcasing clean lines, modern finishes, and a comfortable lake-house feel. The kitchen is thoughtfully designed with solid surface countertops, stainless appliances, ample cabinetry, and a functional galley layout that maximizes space and efficiency. The living and dining areas flow seamlessly together, creating an inviting setting for everyday living or weekend guests. The home features two well-appointed bedrooms and a beautifully finished bathroom with a walk-in tiled shower, subway tile walls, and pebble-style flooring for a custom touch. Step outside to the covered back porch overlooking the canal — this is where the lifestyle truly comes together. Enjoy morning coffee while watching the water, unwind in the evenings, or cast a fishing line right from your backyard. With quick access to Lake Panasoffkee, you’re minutes from boating, fishing, and exploring one of Central Florida’s most loved natural lakes. The property also includes a large covered metal carport structure, detached storage sheds for tools or hobbies, a dedicated laundry area, a covered patio with outdoor seating space, a hot tub setup overlooking the water, and open yard space with room to expand or personalize your outdoor living area. Whether you're looking for a full-time residence, seasonal retreat, Airbnb opportunity, or a fisherman’s getaway, 645 CR 485A offers solid construction, water access, and low-maintenance living in a prime Lake Panasoffkee location. Canal-front. Durable build. Move-in ready. Schedule your private showing and experience Florida waterfront living at its best.

645 Cr 485a, Lake Panasoffkee
853 Cr 484, Lake Panasoffkee
$172,000
3 Beds ⋅ 2 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
Whether the sun is shining or not we think there’s a good chance the fish are biting. Everyone says they want a handyman special. So here you go. Don’t let a little sweat equity stand in the way of you and a new weekend get-a-way. Originally built in 1973, this beauty is showing its age but eager for its next chapter if you give it a chance. Standing tall this wood frame, with a metal roof, stilt home, says bring your toothbrush and your tool box and let’s make a deal. Technically a 2 bedroom home, but an easy conversion can make this a 3 bedroom in no time. There are 2 full bathrooms and an open kitchen, dining and living area. There is a covered porch toward the front of the house and an open porch facing the canal for your morning cup of coffee or entertaining some friends your call. Situated along side a spring fed canal to Lake Panasoffkee, Lake Pan as the locals call it, enjoy fishing, kayaking, canoeing, air boating, watching the wildlife and more. Touted as one of the best Bass fishing lakes in Florida and voted one of Florida's Top 10 Family Fishing Destinations by World Fishing Network. Lake Panasoffkee is a true spring fed lake and is one of Florida's best hot spots for Largemouth bass, bluegill, sunfish, war-mouth and catfish. Lake Panasoffkee flows into the Outlet River that flows into the Withlacoochee River. Conveniently located just a short drive to The Villages you can be close to shopping, dining, and nightly entertainment. One hour from Orlando International Airport and one hour from Tampa international Airport this weekend warrior project is in the heart of central Florida. Unfortunately no VA/FHA/USDA or conventional loans accepted unless they are a rehab loan product of those agencies. This one needs some work. No owner financing available. Owner occupied but very easy to show with an appointment. Call or message today.

853 Cr 484, Lake Panasoffkee
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