Ocala Homes under $400,000

Ocala Homes under $400,000

Welcome to Ocala, Florida – a hidden gem nestled in the heart of Marion County. Known as the “Horse Capital of the World,” Ocala boasts a rich equestrian culture, lush landscapes, and a vibrant community spirit. With its picturesque rolling hills and beautiful oak trees draped in Spanish moss, Ocala offers a serene escape from the hustle and bustle of city life while maintaining easy access to modern amenities.

For those seeking a home in this charming city, you’ll be delighted to discover that Ocala has a variety of homes available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a family-friendly environment, Ocala’s real estate market has something for everyone. From cozy single-family homes to spacious townhouses, you can find properties that fit your lifestyle and budget without compromising on quality.

Living in Ocala means enjoying a warm, sunny climate year-round, along with a plethora of outdoor activities. Explore the scenic trails of the Ocala National Forest, indulge in local farmers' markets, or take a leisurely stroll through the historic downtown area, filled with charming shops and delightful eateries. The community is also known for its excellent schools, parks, and recreational facilities, making it a fantastic place to raise a family.

Embrace the Ocala lifestyle today! With homes under $400,000, your dream of owning a piece of this enchanting city is within reach. Come experience the warmth and hospitality that Ocala has to offer – your perfect home awaits!

Newest Ocala Homes under $400,000

6119 Sw 84th Street, Ocala

6119 Sw 84th Street, Ocala

3 Beds ⋅ 2 Baths ⋅ Marion Lndg Un 03 SubDv. ⋅ 34476 Zip Code

Beautifully Maintained 3 Bedroom, 2 Bathroom Home in the Highly Desirable 55+ Community of Marion Landing Welcome home to this spacious 1,797 sq. ft. split-bedroom residence located in one of Ocala’s most popular active adult communities. Thoughtfully designed for both comfort and functionality, this home offers generous living spaces, and access to an outstanding array of amenities. Enjoy peace of mind with a new roof installed in 2019 and HVAC system replaced in 2020. The bright and inviting living and dining areas feature a stunning bay window and vaulted ceilings, creating an open and airy atmosphere. The well-appointed kitchen offers abundant cabinet and countertop space, a convenient closet pantry, and a charming eat-in breakfast area perfect for casual dining. The spacious primary suite includes a large walk-in closet and an en-suite bathroom featuring a walk-in shower. Second bedroom also has a walk-in closet. Start your mornings relaxing in the closed in florida sun room enjoying the Florida sunshine on the adjacent patio. Additional features include ceiling fans throughout, an irrigation system, gutters, indoor laundry, and a two-car garage with an extra storage shed. The HOA fee is just $200 per month (billed quarterly at $600) and includes water, sewer, and curbside trash service. Residents enjoy exceptional community amenities just a short walk away, including: • Heated swimming pool and spa • Private 8-lane bowling center • Fitness center • Billiards room • Tennis courts • Bocce courts • Shuffleboard • Horseshoes • Basketball court • Lifestyle Center with stage and common room • Library • Craft room • Full kitchen facilities • Numerous clubs, social activities, sports programs, and a monthly community newsletter Conveniently located near shopping, dining, medical facilities, entertainment, and I-75, this wonderful home offers the perfect blend of comfort, convenience, and active Florida living. Don’t miss this opportunity to enjoy the vibrant Marion Landing lifestyle. Schedule your private showing today!

6119 Sw 84th Street, Ocala

7650 Sw 10th Street, Ocala

7650 Sw 10th Street, Ocala

3 Beds ⋅ 3 Baths ⋅ Ocala Thoroughbred Acres SubDv. ⋅ 34474 Zip Code

Great opportunity in Thoroughbred Acres! Situated on just over an acre, this modular home offers plenty of room to make it your own. Enjoy the inground pool and screened enclosure, plus useful outbuildings for storage, hobbies, or extra workspace. The home needs some updating and TLC, giving buyers the chance to add their own style and build equity. Priced accordingly, this is a wonderful opportunity to create something special in a desirable location near the World Equestrian Center.

7650 Sw 10th Street, Ocala

1323 Nw 52nd Court, Ocala

1323 Nw 52nd Court, Ocala

3 Beds ⋅ 2 Baths ⋅ Ocala Ridge Unit 10 SubDv. ⋅ 34482 Zip Code

BRAND-NEW CONSTRUCTION – Welcome to 1323 NW 52ND CT Ocala Fl. a beautifully finished 3-bedroom, 2-bath home offering 1,232 sq. ft. under air and an attached 1-car garage in Silver Ocala. Step inside to a bright, modern interior featuring porcelain tile flooring throughout, ceiling fans, granite countertops in the kitchen, and granite bathroom vanities. The thoughtfully designed floor plan provides comfortable living space with attractive finishes throughout. An automatic garage door opener adds extra convenience. Enjoy the benefits of new construction and a fresh, move-in-ready home at an affordable price point. Conveniently located near shopping, dining, schools, medical facilities, with easy access to the many amenities and attractions throughout the Ocala area. Schedule your showing and come see this beautiful new home today!

1323 Nw 52nd Court, Ocala

16424 Sw 14th Avenue Road, Ocala

16424 Sw 14th Avenue Road, Ocala

3 Beds ⋅ 2 Baths ⋅ Summerglen Ph 6a SubDv. ⋅ 34473 Zip Code

Virtually Staged. Welcome to easy Florida living in the sought-after 55+ SummerGlen Golf Course Community. This beautifully maintained 3-bedroom, 2-bath home is truly move-in ready. The bright, open floor plan features high ceilings, an eat-in kitchen, and an open living and dining concept with sliding doors that seamlessly connect to the sunroom for comfortable indoor-outdoor living. The spacious primary suite offers a large bathroom with ample counter space and a walk-in closet. Outside, enjoy a private courtyard surrounded by mature landscaping with lush greenery. SummerGlen offers an active 55+ lifestyle with an 18-hole golf course, restaurant, swimming pool, fitness center, tennis, clubs and activities, baseball, boat and RV storage, and more. HOA fees include lawn maintenance, twice-weekly trash pickup, high-speed internet, and cable television. Conveniently located near I-75 with easy access to shopping, dining, medical facilities, and all that Ocala has to enjoy. This thoughtfully maintained home is ready to enjoy!

16424 Sw 14th Avenue Road, Ocala

1376 Sw 161st Place, Ocala

1376 Sw 161st Place, Ocala

3 Beds ⋅ 2 Baths ⋅ Summerglen SubDv. ⋅ 34473 Zip Code

2025 ROOF • NO REAR NEIGHBORS • GOLF CART GARAGE • SUNROOM • BAMBOO & TILE FLOORS • CORIAN COUNTERS • SUMMERGLEN 55+! Monteverde model with 3 bedrooms, 2 baths and approximately 1,794 sq. ft. Built in 2011 with a 2025 roof and 2021 water heater. Easy-care tile and beautiful bamboo flooring throughout with no carpet. Spacious living room with vaulted ceiling. Kitchen features Corian countertops, abundant cabinetry, stainless steel refrigerator, plenty of pantry storage and breakfast bar. The sunroom overlooks open green space with NO REAR NEIGHBORS, offering additional living space and privacy. Primary suite includes a private bath and generous closet space. Two additional bedrooms provide flexibility for guests, office or hobbies. Oversized garage includes a dedicated golf cart garage plus additional storage space. The $390 monthly HOA includes lawn maintenance, high-speed internet, cable TV, trash and recycling pickup, plus a $30 monthly restaurant credit. RV storage is available for a one-time fee. SummerGlen is a gated 55+ golf community with 18-hole golf course, clubhouse, restaurant, fitness center, pool, tennis, pickleball and an active social calendar. 2025 ROOF + NO REAR NEIGHBORS + GOLF CART GARAGE + NO CARPET = THE FEATURES TODAY’S SUMMERGLEN BUYER IS LOOKING FOR. This one deserves to be on your must-see list.

1376 Sw 161st Place, Ocala

7268 Sw 133rd Loop, Ocala

7268 Sw 133rd Loop, Ocala

4 Beds ⋅ 3 Baths ⋅ Marion Oaks Un 10 SubDv. ⋅ 34473 Zip Code

Immaculate and better than new! This beautifully maintained home, less than three years old, is located on a premium corner lot and showcases pride of ownership throughout. Features include modern finishes, window treatments already in place, and a screened porch perfect for outdoor relaxation and entertaining. Enjoy the benefits of newer construction without the wait, expense, or hassle of building. Move-in ready and exceptionally cared for, this Ocala gem offers comfort, convenience, and value all in one package.

7268 Sw 133rd Loop, Ocala

7118 Sw 57th Lane, Ocala

7118 Sw 57th Lane, Ocala

4 Beds ⋅ 3 Baths ⋅ Calesa Township Perlino Grove SubDv. ⋅ 34474 Zip Code

Why wait for the builder when your next home is ready now? Just eight months old, this beautifully appointed 4-bedroom, 3-bathroom Garnett model in Calesa Township offers thoughtful design, stylish finishes, and the opportunity to skip the construction wait. Tile flooring flows throughout the main living areas, while the tastefully designed kitchen features a gas stove, stainless steel appliances, a large island with breakfast bar seating, abundant cabinet space, and a pantry. The spacious primary suite is filled with natural light and features a decorative accent wall that adds warmth and character. The generous primary bathroom offers a large walk-in shower. Toward the front of the home, three well-sized bedrooms and two additional bathrooms provide flexibility for guests, a home office, or everyday living. Step outside to the covered back lanai—an inviting spot for morning coffee or unwinding at the end of the day. Already completed for you are thoughtful additions beyond the builder’s standard features, including gutters, upgraded showerheads in all bathrooms, ceiling fans throughout, and a built-in bench and coat area for a convenient everyday drop zone. These practical touches add comfort and convenience from day one, saving you the time and expense of adding them after closing. The appeal continues beyond your doorstep with Calesa Township’s inviting community amenities. Enjoy a resort-style pool, splash pad, playgrounds, basketball court, dog parks, and trails for walking and biking. Covered gathering spaces and grilling areas offer opportunities to relax outdoors and connect with neighbors, while an on-site K–8 public charter school and resident access to Florida Aquatics Swimming & Training (FAST) add to the community’s appeal. Nearly new, thoughtfully designed, and ready now—this home brings together comfortable living and the Calesa Township lifestyle. Skip the wait and schedule your private showing today!

7118 Sw 57th Lane, Ocala

4 Pine Radial Trail, Ocala

4 Pine Radial Trail, Ocala

3 Beds ⋅ 2 Baths ⋅ Silver Spgs Shores Un 16 SubDv. ⋅ 34472 Zip Code

Seller offering up to $20,000 in concessions with an accepted contract! This 2006 concrete block home in Silver Springs Shores offers 3 bedrooms, 2 bathrooms, a 2-car garage, and a spacious fully fenced yard. The split-bedroom floor plan provides a functional layout with the primary suite privately positioned from the additional bedrooms. The primary bedroom features an en-suite bath, while the two additional bedrooms provides flexibility for guests, a home office, or other needs. The home features ceiling fans throughout and a whole-home fan. Bright and functional, it is ready for a buyer’s personal touches and updates. The fully fenced yard provides space for outdoor activities, pets, or future improvements. Conveniently located in SE Ocala near shopping, restaurants, gyms, medical facilities, schools, and other everyday amenities. Whether you’re looking for a starter home, primary residence, or investment property, this home offers solid construction and a practical layout.

4 Pine Radial Trail, Ocala

5700 E Fort King Street, Ocala

5700 E Fort King Street, Ocala

3 Beds ⋅ 2 Baths ⋅ Hi-Cliff Heights SubDv. ⋅ 34470 Zip Code

POOL home. Beautifully remodeled concrete block home featuring a screened-in pool reaching a depth of 8 feet, modern finishes, and inviting spaces for indoor and outdoor living. A fully fenced yard with a brand-new white vinyl fence provides privacy. NO HOA. NO CDDs and no rental restrictions. The bright, modern kitchen features a stylish breakfast bar, cooktop, contemporary range hood, and generous cabinet and countertop space. The spacious living area includes an electric fireplace, creating a cozy setting for cooler evenings. Luxury vinyl flooring extends throughout the living areas and bedrooms, with no carpet anywhere. Step through the new sliding glass door to enjoy the pool and a covered outdoor dining area surrounded by greenery. Updates include a new roof and gutters (2023), green-tinted insulated windows, newer blinds, an updated electrical panel and wiring, and updated plumbing. Enjoy the best of Ocala living in a location that brings everyday convenience and outdoor adventure together! Nearby shopping and dining along East Silver Springs Boulevard make daily errands easy, while Silver Springs State Park offers kayaking, scenic trails, and iconic glass-bottom boat tours. Explore local history at Fort King National Historic Landmark, enjoy art and live performances at the Appleton Museum and Ocala Civic Theatre, or head to historic downtown Ocala for restaurants, boutiques, and community events. Whether you’re searching for a home to call your own or an investment opportunity, this beautifully updated pool home offers comfort, privacy, and a convenient Ocala location. Enjoy the modern finishes and inviting outdoor spaces yourself, or explore its potential as a vacation rental or Airbnb, subject to applicable rental rules and requirements.

5700 E Fort King Street, Ocala

6748 Cherry Road, Ocala

6748 Cherry Road, Ocala

4 Beds ⋅ 2 Baths ⋅ Silver Spgs Shores Un #23 SubDv. ⋅ 34472 Zip Code

Welcome to 6748 Cherry Rd, located in Silver Springs Shores of Ocala . This beautiful 4- bedroom 2- bath home built in 2024 offers an open floor plan with cathedral ceilings and elegant luxury vinyl plank flooring throughout. The kitchen includes stainless steel appliances, quartz countertops and a large island with plenty of workspace for everyday cooking and entertaining. New water softer system included. Conveniently located near shopping, dining, schools, medical facilities, and major highways. Step outside to the spacious backyard with plenty of space for gardening, or outdoor entertaining. A perfect opportunity for first-time buyers, growing families. With NO HOA & not in a flood zone Don’t miss your chance to own this gem. Furniture is negotiable. Scheduled your private showing today.

6748 Cherry Road, Ocala

1108 Ne 12th Street, Ocala

1108 Ne 12th Street, Ocala

3 Beds ⋅ 2 Baths ⋅ Wyomina Crest SubDv. ⋅ 34470 Zip Code

Virtually Staged. Come call Ocala home! With NO HOA, a spacious Florida room, and warm rustic character, this 3 bedroom home gives you room to relax, gather, and enjoy the Florida lifestyle. The screened front porch welcomes you with a comfortable spot for morning coffee or an evening breeze. Inside, wood ceilings and exposed beams bring warmth to the connected living and dining areas, while large windows fill the space with natural light. Create a cozy seating area for conversation and movie nights, with room to gather around a dining table beside the fireplace. The kitchen keeps meal preparation close to the activity, featuring white cabinetry and generous countertop space. Three bedrooms are positioned along the opposite side of the home, each offering closet storage and flexibility for guests, an office, or hobbies. The central bathroom includes a tub and shower combination. At the back of the home, the expansive Florida room gives you even more room to enjoy your day! Windows line the space, bringing in sunlight and views of the surrounding greenery. Its generous layout allows for multiple areas—set up a comfortable lounge at one end and a game table, creative workspace, or casual dining spot at the other. Whether you’re settling in with a book, hosting friends, or spreading out with a favorite project, this room offers possibilities to fit your lifestyle. Outside, mature trees shade the fenced backyard, with space to garden, enjoy outdoor activities, or create a seating area of your own. Beyond home, explore the restaurants and shops around Ocala’s historic downtown square, or spend a day kayaking and enjoying the trails at Silver Springs State Park. From peaceful mornings on the porch to gatherings in the Florida room, this home is ready for you to make it your own!

1108 Ne 12th Street, Ocala

8777 Sw 116th Place Road, Ocala

8777 Sw 116th Place Road, Ocala

3 Beds ⋅ 2 Baths ⋅ Oak Run Neighborhood 08a SubDv. ⋅ 34481 Zip Code

Welcome home to this move-in-ready 3-bedroom, 2-bath home offering approximately 1,500 square feet of comfortable living space in the desirable Oak Run 55+ community. The thoughtfully designed floor plan includes an additional family room/activity area, providing flexible space for entertaining, hobbies, or simply relaxing. Enjoy added peace of mind with major updates already completed, including a roof and HVAC system replaced in 2020. Step outside to a fully fenced backyard offering privacy and plenty of room for pets, gardening, or outdoor enjoyment. With its versatile living spaces, important updates, and convenient location within Oak Run, this home is ready for its next owner to move in and make it their own.

8777 Sw 116th Place Road, Ocala

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