Sumter County Homes under $400,000

Sumter County Homes under $400,000

Welcome to Sumter County, Florida – a hidden gem nestled in the heart of Central Florida, where charming small-town vibes meet the beauty of nature! Known for its picturesque landscapes, Sumter County boasts a unique blend of rural charm and modern conveniences, making it an ideal destination for families, retirees, and anyone looking for a serene lifestyle.

Sumter County is home to a variety of outdoor recreational activities, including beautiful parks, serene lakes, and miles of scenic trails. Whether you enjoy hiking, fishing, or simply soaking in the sun, this county offers an abundance of options to connect with nature. Plus, with its close proximity to larger cities like Orlando and Tampa, residents can enjoy the peace of country living while still being just a short drive away from urban amenities.

For those seeking an affordable home in this delightful area, Sumter County offers a range of properties under $400,000. From charming single-family homes to cozy townhouses, buyers will find a variety of styles and sizes to suit their needs. Many of these homes feature spacious yards, modern amenities, and are located within friendly neighborhoods, perfect for families or individuals looking to settle down.

With its welcoming community, beautiful surroundings, and affordable housing options, Sumter County is more than just a place to live – it’s a place to thrive. Discover your dream home in this enchanting county today, and embrace the lifestyle you've always wanted!

Newest Sumter County Homes under $400,000

2346 Grenadier Way, The Villages
$399,900
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
FANTASTIC CENTRAL LOCATION in THE VILLAGES FLORIDA! NEW ROOF SEPT 2026! JUST INSTALLED LUXURY VINYL FLOORING THROUGHOUT! This BLOCK & STUCCO 3 Bedroom, 2 Bathroom home located in the Village of Tamarind Grove offers 1,561 sq. ft. of living space plus a 2-Car Garage and is ideally situated between BROWNWOOD PADDOCK TOWN SQUARE and LAKE SUMTER LANDING TOWN SQUARE. Step inside this wonderful home with NEUTRAL COLORED WALLS, PLANTATION SHUTTERS and beautiful NEW LUXURY VINYL FLOORING throughout, giving the entire home a fresh, updated look. The Living Room offers a wall for a HUGE TV if desired. The Kitchen offers excellent functionality with PULL-OUT DRAWERS in the lower cabinets, a PANTRY with PULL-OUT DRAWERS and UNDER-CABINET LIGHTING. The LARGE PRIMARY BEDROOM features a spacious WALK-IN CLOSET, while the Primary Bathroom offers a 2 Sinks plus a ROMAN SHOWER. The 2nd and 3rd Bedrooms (with BUILT IN CLOSETS) offer room for a Guest Bedroom and / or Hobby Room. An INDOOR LAUNDRY ROOM includes an additional STORAGE CLOSET for even more convenience. At the back of the home, the FLORIDA ROOM provides another wonderful space to relax and enjoy the PRIVACY created by the rear neighbor's mature bushes behind their home. Other important updates include a NEW WATER HEATER MAR 2023 and NEW GARBAGE DISPOSAL SEPT 2026. Outside, enjoy LOW-MAINTENANCE LANDSCAPING. The FURNITURE and GOLF CART are also AVAILABLE FOR SEPARATE PURCHASES. Convenient to shopping, dining, swimming pools, golf, recreation centers / activities and entertainment—this home is ready for you to move in and START ENJOYING THE VILLAGES FL! Call TODAY to ask for a private tour of this wonderfully well maintained home.

2346 Grenadier Way, The Villages

5099 Ne 124th Place, Oxford
$397,500
3 Beds ⋅ 3 Baths ⋅ Villages Of Parkwood SubDv. ⋅ 34484 Zip Code
WELCOME TO YOUR NEW HOME! This beautiful 3-bedroom, 3-bath 2,491 SF stucco home is being offered AS-IS and is situated on a park-like oversized double lot; offering an impressive combination of space, style, and Florida outdoor living. This beautifully stated home is complete with a traditional 23' x 15' FRESHWATER IN-GROUND POOL that has a NEW POOL PUMP and for your piece of mind, the home comes with a 1-YR SILVER HOME WARRANTY with Broward Factory Service. From the moment you arrive, the curb appeal is sure to impress. The home features NEW EXTERIOR PAINT, a disabled house & pool alarm system, has elegant stone wainscoting across the front, a circular driveway surrounded by beautifully stone-trimmed landscaping, and a charming stone-trimmed, arched and covered entry. Step inside to a spacious foyer where large windows fill the home with an abundance of natural light. The thoughtfully designed interior offers updated lighting fixtures, a formal dining room w/tray ceiling, living room, flex room, kitchen w/dinette, & spacious family room, providing plenty of room for both everyday living and entertaining. The main living areas, bathrooms, laundry room, and primary bedroom feature a combination of laminate and oversized diagonal ceramic tile flooring. The generously sized primary suite with tray ceiling offers a true retreat with his-and-her closets and a luxurious ensuite bath. The primary bathroom features dual vanities with granite countertops, a dedicated makeup station, relaxing spa-style garden tub with seat, and a large walk-in shower. Bedrooms two and three are connected by a convenient Jack-and-Jill bathroom, complete with a full-size tub/shower combination and double sinks—perfect for family or guests. At the heart of the home, the chef-sized kitchen features stacked cabinetry with crown molding, NEWER appliances, and beautiful granite countertops. The kitchen flows seamlessly into the eat-in dinette and large family room, creating an inviting gathering space for entertaining family and friends. And when it's time to enjoy the Florida lifestyle, step outside to your private freshwater in-ground pool & brick-paver patio w/a disabled alarm system. Whether you're hosting a poolside gathering or simply soaking up the sunshine, this home offers the space and amenities to make every day feel like a vacation. Located in one of the area's most desirable gated communities, residents enjoy resort-style amenities including a resort-style pool, fitness center, clubhouse, tennis courts, basketball courts, playground, and park access. The home is also conveniently located just minutes from shopping, dining, entertainment, and the highly sought-after A-rated Villages Charter School. This is one you won't want to miss so schedule your private showing today! PLEASE SEE REALTOR REMARKS.

5099 Ne 124th Place, Oxford

7262 Middleton Drive, Middleton
$389,900
3 Beds ⋅ 2 Baths ⋅ Middleton Un #4 SubDv. ⋅ 34762 Zip Code
Honey, stop the car — this is the one! Welcome to 7262 Middleton Drive, built in 2025. Non-age restricted family community! Not even one year old, this beautifully fully upgraded 3-bedroom, 2-bath home offers the feel of new construction without the hassle of starting from scratch. Inside, you’ll find beautiful luxury vinyl plank flooring, an open and inviting layout, a huge kitchen island, extended kitchen pantry, state-of-the-art stainless steel appliances, a gas range, tankless on-demand gas water heater, custom closet built-ins, and a premium washer and dryer set. The upgrades continue outside with a fully fenced privacy yard, landscaping around the home, an extended screened-in patio, exterior security system, and a large concrete slab with an oversized outdoor dog-washing station. The oversized 2-car garage plus dedicated golf-cart garage features an epoxy-finished floor and two 220V outlets, offering plenty of flexibility for EV charging, tools, or additional equipment. The garage also has a Mini-split system provides heating and cooling in the garage year round! Why buy new and then spend months and thousands of dollars adding the fence, patio, landscaping, garage upgrades, and finishing touches when this home already has it done for you? Middleton offers that storybook neighborhood feel with the fresh look of a newer community, while the lifestyle and amenities are already here. Enjoy a resort-style community pool, playgrounds, dog park, pickleball and basketball courts, outdoor fitness stations, parks, sidewalks, walking and biking paths, and golf-cart-friendly connectivity throughout the community. Everything feels just a golf-cart ride away. Middleton is a family-oriented, non-age-restricted community with no traditional HOA. The A-rated Villages Charter School campus is conveniently located within Middleton; enrollment eligibility requirements apply. With nearly new construction, thoughtful upgrades, established amenities, and a community designed around an active Florida lifestyle, this home is ready to enjoy from day one. What are you waiting for? Call today to schedule your showing!

7262 Middleton Drive, Middleton

3144 Robbs Road, The Villages
$392,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32163 Zip Code
Like-new 3 bedroom-2 bath Belmore Cabana Courtyard Villa with oversized 2-car garage located in Mockingbird Villas, in the Village of Fenney — one of the most sought-after south-of-44 neighborhoods in The Villages. Priced at $392,000, this one-owner 2018 Belmore 2 floor plan is a strong value for the size (1628 sf), condition, and for the oversized corner lot with a private, fenced, U-shaped yard, ideal to transform into your dream outdoor oasis — room to add a pool and a birdcage, and provides plenty of space for the pups to run and play. This bright and sunny gently used Craftsman-style home features a welcoming covered front porch, a side screened lanai leading to the back yard and patio areas perfect for grilling and entertaining, and an impressive oversized 24x22 two-car garage. Inside features an open floor plan, volume ceilings, ceiling fans, granite countertops, espresso-finish cabinets with pantry, tile backsplash, stainless appliances, natural gas range, LVP and tile floors (no carpet). A pocket door provides privacy to the guest suite with two bedrooms, linen closet and guest bathroom with tub/shower combination. The primary ensuite has a Roman shower, dual sinks, private water closet, and a large walk-in closet. Indoor laundry with utility sink and the washer and dryer are included. The Village of Fenney has a true Central Florida vibe and charm, known for the beautiful, mossy oak tree lined-entrance, tropical foliage, preserves, ponds, and birds and wildlife. Located just minutes from Fenney Recreation Center with a resort-style family pool, fire pit, Fenney Springs Nature Trail, Spanish Moss Sports Pool, Pickleball, Bocce Ball and lovely walking paths with outdoor exercise equipment, and is home of the popular Gray Fox and Red Fox Executive Golf courses. Minutes from Edna’s on the Green, pitch and putt, dog parks, walking and biking paths, and the Magnolia Shopping Center and Everglades Rec Center. Golf-cart friendly to Eastport, Brownwood, Sawgrass market squares. Receive all the benefits of newer south-of-44 construction without the high new-construction bond balance. Sumter County Annual (Homestead) Property Taxes; $2,614.38; Maintenance $499.82; Bond Payment $1,058.15 & Fire District $320.71 (Annual total taxes: $4,493.06). Bond balance $14,306. Come enjoy a relaxing resort-style retirement lifestyle in the beautiful Village of Fenney. Call us for a private or virtual tour today!

3144 Robbs Road, The Villages

3067 Southern Trace, The Villages
$369,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
BOND PAID! LOCATION, LOCATION, LOCATION! Discover this beautifully maintained Monroe/Wisteria model in the VILLAGE of POLO RIDGE, ideally located near the POLO FIELDS. Golf, recreation, tennis, and swimming are close by, with the SADDLEBROOK RECREATION CENTER offering a pool, bocce, horseshoes, tennis, and pickleball. The SADDLEBROOK SOFTBALL COMPLEX and nearby executive golf courses add even more ways to enjoy the area. LAKE SUMTER LANDING is a convenient golf-cart ride away, with nightly entertainment, restaurants, shops, and more. This CORNER-LOT HOME offers 3 bedrooms, 2 bathrooms, and over 1,600 square feet of indoor living area. Meticulously maintained landscaping, a CIRCULAR DRIVEWAY, and freshly painted driveway and walkway create lovely curb appeal. Out back, a generously sized painted paved area offers room to relax, dine, or enjoy a barbecue. Inside, the flooring includes laminate, tile, and carpet. The kitchen features QUARTZ countertops, PULL-OUT SHELVING, and matching WHIRLPOOL appliances; matching QUARTZ countertops continue in the bathrooms. PLANTATION SHUTTERS and blinds add a polished touch, while added laundry-room CABINETRY and abundant GARAGE STORAGE make everyday living easier. The OVERSIZED GARAGE, with a painted floor, also includes PULL-DOWN ATTIC STAIRS. Recent updates include a 2020 ROOF, a 2024 WATER HEATER, kitchen APPLIANCES purchased and installed in 2023, and a WASHER AND DRYER purchased in 2021. The GARAGE DOOR OPENER, SPRINGS, AND ROLLERS were replaced in 2024, and NEW SOD was installed in September 2026. Enjoy a well-cared-for home in The Village of Polo Ridge, close to golf, recreation, shopping, dining, and entertainment, with the added value of a paid bond.

3067 Southern Trace, The Villages

17 N Bobwhite Road, Wildwood
$175,000
2 Beds ⋅ 2 Baths ⋅ Continental Camper Residence Inc SubDv. ⋅ 34785 Zip Code
Welcome to this spacious 2-bedroom, 2-bath home located in the desirable Continental Country Club, conveniently situated near The Villages, Walmart, shopping, dining, medical facilities, entertainment, and all the conveniences you need. This home is located in a very active community with water access, offering residents the opportunity to enjoy fishing and the outdoors right within the community. Inside, you will find a spacious and comfortable floor plan featuring a large living room and dining area, perfect for entertaining family and friends. The kitchen has been updated and the home also offers the convenience of an inside laundry area. The generously sized primary suite provides plenty of storage with an abundance of built-in cabinets and features a huge walk-in closet, while the spacious primary bathroom offers plenty of room and functionality. The guest bedroom is also generously sized and provides a comfortable space for family and friends. Outside, you will be impressed by the expansive parking area beneath the carport, with room for six or more vehicles, along with dedicated golf cart storage, a garage, and a workshop area, providing plenty of space for vehicles, hobbies, projects, and storage. Another wonderful feature of this home is that it has been handicap modified, adding accessibility and convenience throughout the property. With its spacious interior, numerous updates, exceptional storage, abundant parking, workshop space, water access, and active community setting, this home offers a great opportunity to enjoy the Florida lifestyle. Come see everything this home has WAITING for yourself and imagine making it your new home. Call your agent today and schedule your private showing! Resident Owner Certificate included.

17 N Bobwhite Road, Wildwood

10 Rabbit Trail, Wildwood
$165,000
2 Beds ⋅ 2 Baths ⋅ Continental Camper Ress Incorp SubDv. ⋅ 34785 Zip Code
THIS IS THE ONE YOU’VE BEEN WAITING FOR! NEAR THE VILLAGES! NO CARPET!! Step inside this beautifully updated 2-bedroom, 2-bath home in Continental Country Club and you will immediately appreciate the pride of ownership and attention to detail throughout. Featuring a great floor plan and an extensive list of updates, this home is truly move-in ready and gives you the perfect combination of comfort, style, storage, and Florida living. The entire home has been updated with drywall, newer windows, updated flooring, and fresh paint throughout, giving the home a bright, clean, and welcoming feel. You will love the abundance of storage, making it easy to keep everything organized while still having plenty of room to live and entertain. The spacious Florida room is sure to become one of your favorite places in the home, offering a fantastic entertaining area complete with a bar and plenty of space for family and friends to gather. A split-unit air conditioner adds extra comfort and cooling, making this the perfect spot to relax, watch your favorite team, enjoy game day, or simply unwind. Both bedrooms are generously sized and makes them comfortable retreats, while both bathrooms are roomy and feature plenty of storage. Step outside and you will find a property that has been lovingly cared for, with extra parking, TWO golf cart sheds, a workshop, and a separate laundry room, giving you all the space you need for vehicles, golf carts, hobbies, projects, and storage. The wonderful, screened room provides another peaceful outdoor retreat where you can sit back, enjoy the evening breeze, relax after a day of fun, and sip your favorite beverage. And there’s even more to love—this home comes with a Resident Owner Certificate AND a Golf Certificate, offering added convenience and the opportunity to enjoy all that the Continental Country Club lifestyle has instore for you. Whether you are looking for a comfortable full-time residence, a winter getaway, or the perfect place to enjoy your retirement years, this home checks so many boxes! With its extensive updates, spacious rooms, fantastic Florida room, multiple storage areas, golf cart accommodations, workshop, screened outdoor living space, and certificates included, this is a home you truly need to see to appreciate. Come take a look, fall in love, and start enjoying the fun, friendship, recreation, and relaxed Florida lifestyle that awaits you in Continental Country Club! Call your agent today and come see why this could be the home you’ve been looking for!

10 Rabbit Trail, Wildwood

3001 Glenwood Place, The Villages
$347,000
3 Beds ⋅ 2 Baths ⋅ Villages/Sumter Un #33 SubDv. ⋅ 32162 Zip Code
Beautifully Updated Corner-Lot Home with Exceptional Indoor & Outdoor Living! Welcome to this beautifully maintained three-bedroom, two-bath home, ideally situated on a spacious corner lot in one of the most convenient locations in The Villages. From its impressive curb appeal to its thoughtfully designed interior and inviting outdoor living spaces, this home offers the perfect combination of comfort, style, and functionality. The exterior immediately makes an impression with concrete stone landscaping walls, beautifully appointed landscaping beds with accent lighting, a painted driveway and walkway, and an expanded front patio—complete with a restractable awning, creating a warm and welcoming entrance. Inside, the home features luxury vinyl flooring and carpet, smooth ceilings, and a comfortable floor plan. The spacious great room features vaulted ceilings, ceiling fan, and pull-down shades, while the adjacent dining area is enhanced by an attractive upgraded chandelier. The well-appointed kitchen offers quartz countertops and coordinating backsplash, a gas range, water filtration, and newer appliances, along with plenty of cabinetry and workspace for everyday living and entertaining. The private primary suite provides a relaxing retreat with a renovated walk-in shower, generously sized vanity, and spacious walk-in closet. The desirable split-bedroom floor plan provides privacy for guests, with a convenient pocket door leading to two spacious guest bedrooms and a second bathroom featuring a tub/shower combination. Step outside to the screened-in rear lanai, where indoor and outdoor living come together beautifully. The centerpiece is a four-person hot tub featuring lighting, 220-volt service, two pumps, and privacy pull-down shades—creating the perfect setting to relax, unwind, and enjoy your own private outdoor retreat. Additional features include a new sprinkler system, new toilets, smooth ceilings, full two-car garage, painted driveway and walkway, and select furniture pieces that convey with the home. The roof was replaced in 2021, and the HVAC system was replaced in 2018. With its spacious corner-lot setting, exceptional outdoor living, and convenient location near shopping, restaurants, banking, the polo fields, and the many amenities of The Villages, this home offers an outstanding opportunity to enjoy the lifestyle you’ve been looking for. A wonderful home, an exceptional location, and an incredible combination of features and value—this one deserves to be seen!

3001 Glenwood Place, The Villages

720 San Marino Drive, The Villages
$318,000
2 Beds ⋅ 2 Baths ⋅ Villages/Sumter SubDv. ⋅ 32159 Zip Code
Virtually Staged. One or more photo(s) was virtually staged. NO BOND! BEAUTIFULLY MAINTAINED 2/2 LACOSTA MODEL IN THE VILLAGE OF DE LA VISTA NORTH —JUST ONE BLOCK FROM TIERRA DEL SOL COUNTRY CLUB AND RECREATION CENTER! This spacious 1,613 sq. ft. home combines SPACE, COMFORT, AND LOCATION, with easy golf-cart access to the many amenities of The Villages. Step inside to an EXPANSIVE LIVING AND DINING AREA featuring VOLUME CEILINGS and SOLAR TUBES that bring in additional natural light. LUXURY VINYL FLOORING THROUGHOUT means NO CARPET! The generously sized PRIMARY SUITE features DUAL WALK-IN CLOSETS and a private EN-SUITE BATH. The large front GUEST BEDROOM includes a built-in closet and convenient access to a separate guest bath with shower, providing privacy and comfort for visiting family and friends. The SPACIOUS KITCHEN offers ABUNDANT CABINETRY, GRANITE COUNTERTOPS, and plenty of workspace for the home chef, with an easy flow into the dining area. From there, step into the LARGE ENCLOSED FLORIDA ROOM—an inviting additional living space for relaxing, entertaining, or enjoying year-round Florida living. Additional conveniences include an INDOOR WASHER AND DRYER and beautifully maintained, LOW-MAINTENANCE LANDSCAPING. THE LOCATION IS EXCEPTIONAL! Tierra Del Sol Country Club and Recreation Center—with championship and executive golf, recreation, and the postal station—is just one block away. A SHORT GOLF CART RIDE takes you to SPANISH SPRINGS and LAKE SUMTER LANDING, along with multiple golf courses, shopping, restaurants, medical facilities, and the hospital. NO BOND, NO CARPET, GENEROUS LIVING SPACE, AND AN OUTSTANDING CENTRAL LOCATION—720 SAN MARINO DRIVE IS READY TO WELCOME ITS NEXT OWNER!

720 San Marino Drive, The Villages

896 Cr 485a, Lake Panasoffkee
$350,000
4 Beds ⋅ 3 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
Fully Renovated • 5 Bedrooms • 3 Bathrooms • Pool • Lake Access • Turnkey Furnished Investment Property Welcome to 896 County Road 485A, Lake Panasoffkee, FL 33538, a beautifully renovated 5-bedroom, 3-bathroom home offering approximately 1,876 sq. ft. of living space, private pool, lake access, and an impressive list of recent upgrades. This property has undergone an extensive renovation, making it truly move-in ready. Improvements include renovated kitchen cabinetry and countertops, new flooring, updated plumbing, a new electrical panel and electrical components, new interior doors, and completely renovated bathrooms featuring new finishes and fixtures throughout. The home also received new insulation throughout, while the A/C system was replaced around 2022–2023. Outside, the property continues to impress. The pool was completely resurfaced last year, the metal roof is in excellent condition with no known leaks, and the windows are in great condition. The septic system was also completely replaced approximately two years ago using PVC components. One of the highlights of the property is the spacious backyard with lake access and a beautiful rear deck overlooking the water, creating an excellent setting for relaxing, entertaining, or enjoying the Florida lifestyle. The property also offers a large driveway and two storage units, providing plenty of additional space. Currently operated as an Airbnb/VRBO short-term rental, the property generates approximately $60,000 in annual gross rental revenue, offering an attractive opportunity for buyers looking for an established vacation rental or investment property. Rental performance and records can be made available to qualified buyers. Even better, the home is being offered fully furnished, with the furnishings included in the asking price. The furniture is newer, and TVs are installed throughout the bedrooms and entertainment areas, making this a truly turnkey opportunity. Whether you’re looking for a primary residence, Florida getaway, lake property, or established short-term rental investment, this home combines extensive renovations, outdoor living, water access, and income potential in one unique package. Turnkey, furnished, renovated, and ready for its next owner.

896 Cr 485a, Lake Panasoffkee

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