On Top Of The World Homes under $250,000

On Top Of The World Homes under $250,000

Welcome to On Top Of The World, a vibrant and welcoming subdivision nestled in the heart of sunny Florida! This delightful community offers an array of affordable homes, making it an ideal choice for first-time buyers, retirees, or anyone looking to enjoy the sunshine state without breaking the bank. With homes priced under $250,000, On Top Of The World provides incredible value without compromising on quality or lifestyle.

The charm of On Top Of The World lies not only in its beautiful homes but also in its exceptional amenities. Residents enjoy access to a variety of recreational facilities, including sparkling pools, well-maintained walking trails, and state-of-the-art fitness centers. The community is designed to foster a friendly atmosphere, encouraging neighbors to connect and create lasting friendships. With organized activities and social events throughout the year, there’s always something happening in this lively neighborhood.

Strategically located near shopping centers, restaurants, and entertainment options, On Top Of The World ensures that residents have everything they need within easy reach. Plus, with Florida's stunning beaches and lush parks just a short drive away, residents can easily indulge in outdoor adventures and soak up the sun.

Whether you're looking for a cozy bungalow or a charming villa, On Top Of The World offers a diverse selection of homes to suit your lifestyle and budget. Discover the perfect place to call home in this enchanting community where affordability meets comfort and convenience. Embrace the Florida lifestyle today in On Top Of The World!

Newest On Top Of The World Homes under $250,000

2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater
2255 Philippine Drive Unit 41, Clearwater
$199,899
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This is the one you have been waiting for! Step inside this absolutely immaculate, 2 bed/2 bath END UNIT condo. With an abundance of updates, this outstanding condo exudes excellence. Enjoy the added benefit of extra side windows and plenty of natural light. Situated on the highly desirable west side of OTOW. Upon arrival, the inviting feel will capture your attention. Luxurious vinyl flooring flows throughout the entire home, complemented by ceramic tile in both bathrooms. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, showcasing granite countertops, soft close cabinetry, newer stainless steel appliances, a tasteful back splash, window, even a convenient Washer and Dryer! Beyond the kitchen, relax in the sizable living room. The Florida Room offers an unparalleled setting for comfortable entertaining, featuring impact-resistant windows that provide added peace of mind. Enter the spacious main bedroom, including an en-suite bath, complete with granite countertops and seamless glass shower doors. The secondary bath has more granite as well. Both bedrooms contain closets galore! New water heater installed in April of 2026. HVAC replaced in 2007. Furnishings negotiable. This condo is a must see! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2255 Philippine Drive Unit 41, Clearwater
2210 Utopian Drive E Unit 203, Clearwater
$209,990
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Breathtaking lake views await! This rarely available 3 bed/ 2 bath is located in the newest, gated area of On Top of the World. With an abundance of updates, this condo exudes excellence. Upon entry, the panoramic views of Lake Arbor from the kitchen and dining room will capture your attention. Notice the luxurious vinyl flooring. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, complemented by granite countertops, soft close cabinetry, a tasteful backsplash, pantry, not to mention; a window! Designed for both comfortable everyday living and entertaining, this spacious home is enhanced by a desirable split-bedroom floor plan and an abundance of natural light. The primary suite is a true retreat, featuring stunning lake views, an oversized walk-in closet, even a private ensuite bathroom, complete with granite countertops. The secondary bedroom has generous closet space, and the secondary bath showcases a newer vanity, granite countertops as well, along with a seamless glass shower door. The third bedroom offers exceptional versatility and can easily be utilized as a home office, den, or private library. Additionally, built-in shelving, and a hidden closet are included. The HVAC system was installed in 2021. Enjoy on-demand hot water with the tankless water heater, providing hot water when you need it. For added bliss, the newer FULL-SIZED washer and dryer are conveniently located in your dedicated laundry room! Step outside your front door and delight in the outdoor space, furnished with a table and chairs perfect for relaxing. Don't miss out on this one! Furnished. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer and hook ups must be approved by the association.

2210 Utopian Drive E Unit 203, Clearwater
2001 World Parkway Boulevard Unit 59, Clearwater
$200,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
End Unit! Completely remodeled. You do not want to miss out on this 1400 sq ft 2 bed 2 bath condo with one of the best bird's eye views in the neighborhood. This furnished condo is move in ready. Featuring hurricane impact windows. Hurricane impact exterior storm door and updated interior doors throughout. Removed popcorn ceilings and added knockdown texture ceilings. Freshly painted and new laminate floors. Updated fans throughout. The updated kitchen features wood cabinets, granite countertops and stainless-steel appliances. The extra windows this end unit provides brings in extra light and an amazing view of the entrance of On Top of the World. The water heater was put in in 2023. Updated electrical panel and hurricane impact windows were installed in 2021. The primary bedroom has an updated Washer and Dryer in closet and both bathrooms were updated. A/C was installed in 2019. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. All washer, dryer and hook ups must be approved by the association.

2001 World Parkway Boulevard Unit 59, Clearwater
2287 Philippine Drive Unit 9, Clearwater
$169,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to easy Florida living in this desirable ground-floor Supreme model, ideally located on the west side of On Top of the World Clearwater! This spacious 2-bedroom, 2-bath residence offers approximately 1,070 square feet of comfortable living space with thoughtful updates throughout. Step inside to find attractive luxury vinyl flooring, ceramic tile in the kitchen, updated windows, newer doors, a partially updated kitchen, and bathrooms. For added convenience, the kitchen also features a stackable washer and dryer, allowing you to take care of laundry right at home. Enjoy Florida outdoor living with patios in both the front and back, including a fenced rear patio that provides a private spot for morning coffee, relaxing with a good book, or simply enjoying the outdoors. The convenient ground-floor location means no stairs or elevator needed. The desirable west-side location is another bonus, offering a short walk to the community dog park and beautiful Harbor Lake. Located in the popular On Top of the World 55+ community in Clearwater, this sought-after Supreme model combines comfortable living, convenient first-floor access, numerous updates, private outdoor space, in-unit laundry, and a wonderful location—all ready for its next owner to make it home. The Buyer/Buyers Agent is to verify all information about this property, including but not limited to square footage, room sizes, condition, deed restrictions, rules, and regulations. MILESTONE COMPLETE Association approval is required. Financing requires 35% down.

2287 Philippine Drive Unit 9, Clearwater
8660 Sw 94th Street Unit C, Ocala
$114,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
OWNER MOTIVATED! Don’t miss this opportunity to make this Montgomery model your own in the highly desirable On Top of the World community! This home offers great potential with GRANITE COUNTERTOPS, a GLASS-ENCLOSED LANAI, 2017 ROOF, and 2023 AC, giving you a solid start to update, personalize, and build equity. Covered entry porch welcome you inside to a spacious, flexible floor plan with plenty of room for both living and dining. The kitchen features granite countertops and opens to an additional versatile area that can easily serve as a formal dining room, home office, sitting area, or extra living space. Just off the kitchen, the glass-enclosed lanai provides even more usable space to relax and enjoy year-round. The spacious primary suite offers plenty of room for furnishings, a deep walk-in closet, and an ensuite bathroom with a tiled shower and recently refreshed paint. The guest bedroom and bathroom are also generously sized, while additional hallway storage adds everyday convenience. With some TLC and your personal touches, this home offers an excellent opportunity to create exactly what you want. Enjoy LOW-MAINTENANCE LIVING with an HOA that includes lawn care, exterior painting every 7 years, roof repairs if needed, basic cable, exterior insurance, and access to an incredible selection of community amenities. On Top of the World offers a true resort-style lifestyle with something for everyone! Residents can enjoy multiple fitness centers, indoor and outdoor pools, pickleball, tennis, bocce ball, shuffleboard, billiards, an archery range, woodworking shop, remote-control flying field, and much more. Golf enthusiasts can take advantage of three beautiful 18-hole golf courses, while more than 175 clubs and activities offer endless opportunities for socializing, arts, dance, theater, and recreation. Spend your evenings enjoying live music and dancing at the town square or take a quick golf cart ride to nearby shopping and dining. The WORLD EQUESTRIAN CENTER is also just approximately 15 minutes away!

8660 Sw 94th Street Unit C, Ocala
8582 Sw 90th Place Unit C, Ocala
$154,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Beautifully renovated 2-bedroom, 2-bath villa offering stylish updates and comfortable, low-maintenance living. This move-in-ready home features an enclosed lanai, a new roof in 2021, and HVAC replaced in 2024. The updated kitchen showcases stainless steel appliances, modern gray cabinetry with overhead lighting, granite countertops, and a charming farmhouse sink. LVP flooring flows through most of the main living areas with carpet in the bedrooms, while new ceiling fans add a fresh finishing touch. The spacious 1.5-car tandem garage provides plenty of room for parking, a golf cart, and additional storage. With major updates already completed, this beautifully renovated villa is ready for you to move in and enjoy!

8582 Sw 90th Place Unit C, Ocala
2285 Israeli Drive Unit 1, Clearwater
$229,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome home to this bright, REMODELED, GROUND-FLOOR, END UNIT condo in Clearwater’s premier 55+ community, On Top of the World. As you enter through the new storm door and smart-lock-secured, freshly painted exterior door, you are greeted by an exquisitely REMODELED KITCHEN perfect for entertaining. It boasts new, easy-care QUARTZ COUNTERS with a generous QUARTZ ISLAND that adds prep space, casual seating, and extra storage. Sleek SUBWAY TILE BACKSPLASH, SOFT-CLOSE CUSTOM CABINETRY, and STAINLESS-STEEL APPLIANCES create a bright, low-maintenance kitchen that is a chef’s dream. The IN-UNIT WASHER is already in place, with a dryer hookup available. Throughout the home, well-planned closets and cabinetry offer generous, accessible storage. From the kitchen, the home opens into a light-filled living space. This gorgeous end unit provides extra sunshine with NEWER IMPACT-RATED WINDOWS throughout, all adorned with classic PLANTATION SHUTTERS. Beautiful and durable luxury vinyl plank floors are easy underfoot. BARN DOORS lead to the Florida room, so the OPEN FLOOR PLAN can stay connected or close quietly into a guest bedroom, office, or workout space. A newer back door with blinds between the glass opens to a PRIVATE PATIO. A HUGE OWNER’S SUITE and second bedroom are set apart from the living area for quiet and privacy. NEW BERBER CARPET and CLOSET ORGANIZERS dress the bedrooms while new toilets finish the baths. Assigned parking sits just outside the front door, with AMPLE VISITOR PARKING nearby. FRESH INTERIOR PAINT, UPDATED CEILING FANS, RECESSED LIGHTING, and NEW LIGHT FIXTURES complement the bright, airy feel of this unit. NEW HVAC will keep you cool and give you peace of mind, while the NEW WATER HEATER and all NEW ELECTRICAL OUTLETS complete the numerous upgrades in this MOVE-IN READY GEM. On Top of the World delivers resort-style living with TWO EXCLUSIVE GOLF COURSES (9- and 18-hole courses free to resident owners), TWO HEATED SWIMMING POOLS, tennis, pickleball, a fitness center, DOG PARK, horseshoe pits, lawn bowling, and shuffleboard. A grand ballroom hosts live music and events, and an on-site café offers take-and-bake meals. On Top of the World has over 100 clubs and activities. The Milestone Engineering Study passed with flying colors. Ideally located near Dunedin’s beaches, Clearwater Beach, upscale shopping, healthcare, and Tampa International and St. Pete/Clearwater Airports. Seize this chance for luxurious, active living in a vibrant community, SAFELY OUTSIDE OF FLOOD AND EVACUATION ZONES. A 35% down payment is required by OTOW if financing

2285 Israeli Drive Unit 1, Clearwater
2041 Australia Way W Unit 15, Clearwater
$250,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually staged. Fully renovated 2-bedroom, 2-bathroom ground-floor condo offering 1,400 sq. ft. of living space in the vibrant On Top of the World 55+ community. This unit features a completely updated kitchen, modernized bathrooms, and brand-new vinyl flooring throughout the living areas. Additional upgrades include impact-resistant windows and the convenience of an in-unit washer and dryer. Located on the first floor for easy access, the property is situated within walking distance to the community activity center. The community offers incredible value with resort-style amenities, including two private golf courses (free for resident owners), two heated swimming pools, a state-of-the-art fitness center, and courts for tennis, pickleball, and shuffleboard. Residents also enjoy a dog park, fishing on Lake Arbor, dedicated hobby studios (including a woodshop and ceramics), and over 100 active social clubs. Assigned parking. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2041 Australia Way W Unit 15, Clearwater
8969 Sw 95th Street Unit B, Ocala
$144,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this charming Delphnia model villa located in On Top of the World, one of Ocala’s premier 55+ resort communities. This lovely 2-bedroom, 2-bath home features a 1 1/2 car garage and a comfortable layout designed for easy Florida living. The main living areas showcase beautiful ceramic tile flooring, while the bedrooms feature durable vinyl plank flooring. A bright and inviting sunroom provides additional space to relax, enjoy your morning coffee, or entertain guests. 2016 HVAC. On Top of the World offers an exceptional resort lifestyle with something for everyone. Residents can enjoy golf, pickleball, tennis, softball, an RC flying field and racing track, five pools, and more than 190 clubs and activities. The community is also conveniently located near restaurants, medical facilities, shopping, and everyday amenities. Whether you’re looking for an active lifestyle or simply a comfortable place to enjoy your Florida retirement, this villa offers a wonderful opportunity to enjoy all that On Top of the World has to offer!

8969 Sw 95th Street Unit B, Ocala
2209 Utopian Drive E Unit 207, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to easy Florida living in the highly desirable Active Adult community of On Top of the World! This spacious two-bedroom, two-bath condominium offers a comfortable, functional layout along with the convenience of an inside laundry—a rare and valuable feature within the community. One of the home’s best features is its location. Step outside your door and enjoy the scenic walking trail surrounding Arbor Lake, perfect for a peaceful morning walk, an evening stroll or simply taking in the natural surroundings. On Top of the World is known for its impressive selection of amenities, including two activity centers, two golf courses, swimming pools, a fitness center, tennis and pickleball courts, shuffleboard, lawn bowling, billiards, a dog park and countless clubs, classes and social activities. Whether you prefer an active lifestyle or a relaxing day by the pool, there is always something to enjoy. Ideally located near shopping, dining, medical facilities and everyday conveniences, this community also places you just a short drive from charming Downtown Dunedin, the Pinellas Trail and the sugar-sand beaches of Clearwater Beach and Honeymoon Island. Enjoy waterfront restaurants, local breweries, festivals, boating and everything the Tampa Bay lifestyle has to offer. With its spacious floor plan, rare inside laundry and exceptional location near Arbor Lake, this residence is ready for its next owner to make it home. Come experience the carefree, amenity-rich lifestyle that makes On Top of the World one of Clearwater’s most popular Active Adult communities!

2209 Utopian Drive E Unit 207, Clearwater
2070 World Parkway Boulevard Unit 22, Clearwater
$148,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Unique Location! Enjoy the sunshine and refreshing breezes from this desirable second-floor end-unit condo, perfectly situated directly across from the East Activity Center. New front windows provide a wonderful opportunity to enjoy beautiful sunrise views and abundant natural light. You’ll also appreciate the convenient location, just a short distance from the heated pool, tennis courts, lawn bowling, and pickleball courts. Inside, the kitchen features a custom mosaic-tiled backsplash, adding a stylish touch to the space. The spacious master bathroom offers additional room that could easily accommodate a vanity, extra cabinetry, or convenient storage. With its sought-after end-unit location, activity-filled surroundings, and comfortable living spaces, this condo offers a wonderful opportunity to enjoy an active and relaxing lifestyle.

2070 World Parkway Boulevard Unit 22, Clearwater
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