Citrus County Homes under $400,000

Citrus County Homes under $400,000

Welcome to Citrus County, Florida—a hidden gem that perfectly blends the beauty of nature with the warmth of a close-knit community. Nestled along the stunning Gulf Coast, Citrus County is renowned for its picturesque landscapes, abundant outdoor activities, and a welcoming atmosphere that makes it an ideal place to call home.

This charming county is characterized by its lush greenery, crystal-clear springs, and a variety of wildlife. Whether you enjoy hiking through the scenic trails of the Withlacoochee State Forest, kayaking in the serene waters of the Homosassa River, or soaking up the sun on one of the many beautiful beaches, Citrus County offers endless opportunities for adventure and relaxation.

For those seeking affordable housing options, Citrus County has a fantastic selection of homes priced under $400,000. From cozy single-family homes in friendly neighborhoods to charming waterfront properties with stunning views, there’s something for everyone. These homes provide not just affordability but also a chance to enjoy a high quality of life in a serene environment.

The local real estate market is thriving, and with various amenities such as shopping centers, schools, and healthcare facilities nearby, Citrus County is an excellent choice for families, retirees, and everyone in between. With its unique blend of natural beauty and community spirit, Citrus County invites you to discover your dream home without breaking the bank. Come explore the possibilities and find your perfect sanctuary in this beautiful corner of Florida!

Newest Citrus County Homes under $400,000

3564 S Belgrave Drive, Inverness
$199,000
2 Beds ⋅ 2 Baths ⋅ Royal Oaks SubDv. ⋅ 34452 Zip Code
Beautiful 2-bedroom, 2 bath end unit condo with bonus room in Royal Oaks. Welcome to easy, resort style living in the beautifully maintained Royal Oaks community of Inverness. This Immaculate Condo offers complete "Peace of Mind" with major system upgrades already taken care of, including a newer roof, newer AC and newer water heater,new washing machine and dryer, new refrigerator. Move in ready. This Condo is meticulously kept and turnkey, it is ready for its next owner. Spacious living open concept layout featuring high ceilings that create a light, bright, and airy atmosphere. Upgraded beautiful low maintenance wood composite flooring. Generous sized bedrooms, include a massive primary suite designed for comfort and relaxation, complete with ample space for oversized furniture with a large walk-in closet. The former back porch has been fully enclosed under air to add valuable square footage, making it a great space for a Home Office and extra storage. Living in Royal Oaks means enjoying a well-managed association that covers extensive services to ensure low maintenance living. With many recreational amenities including a clubhouse, swimming pool, basketball, tennis court, shuffleboard, and a dedicated dog park. The location of Royal Oaks is near downtown Inverness. With plenty of Shopping, dining, medical facilities and the famous Tsala Apopka Chain of Lakes and the famous "Rails to Trails". Whether you're looking for a fully furnished primary residence or a hassle-free Florida getaway near town, this home delivers comfort, value, and total convenience. Schedule your a showing today!

3564 S Belgrave Drive, Inverness
1181 W Cardinal Street, Lecanto
$249,000
2 Beds ⋅ 1 Baths ⋅ Rovan Farms Unrec SubDv. ⋅ 34461 Zip Code
CHARMING DEFINED! Welcome to your own private sanctuary. An incredible renovation where every square foot is designed for intentional simplicity and total piece of mind. Nestled away from the world, this property proves that luxury isn't about size, it's about how a space makes you feel. Everything is new and top notch. Let's start with the metal roof with the "third nail" that will reflect in your lower insurance cost, newly painted interior and exterior, all new double paned windows and storm doors, new HVAC, new tankless water heater, all new insulation, beautiful porcelain ceramic tile floors, quartz counter tops, new kitchen cabinets, ceiling fans, all new lighting, new screens and blinds, all new stainless steel appliances and a brand new 12 x 12 gazebo with screens and curtains. NEW = 2025. This property is also completely fenced, and has a new drainage field. Everything has been completely updated. You are 10 minutes from Brooksville, 5 minutes from Homosassa, 20 minutes from Lecanto and Suncoast HWY. So close to everything, yet when you walk into this home you are removed from it all. I seriously have never been in a more calming home. See for yourself.

1181 W Cardinal Street, Lecanto
260 Se 16th Terrace, Crystal River
$299,900
2 Beds ⋅ 2 Baths ⋅ Village Picardy SubDv. ⋅ 34429 Zip Code
Virtually Staged. COMPLETELY REFRESHED and MOVE-IN READY in CRYSTAL RIVER! This spacious 2-bedroom, 2-bath home offers approximately 1,640 square feet of living space on an approximately .34-acre homesite with NO HOA, an attached garage and a fenced outdoor area. The interior has undergone extensive improvements, creating a clean, updated home with an OPEN AND FUNCTIONAL layout. Improvements include a NEW 2025 ROOF, newer HVAC, updated plumbing, electrical wiring, outlets and lighting, new lower cabinetry and updated appliances. The renovation work was permitted and finalized, with supporting documentation and invoices available. The kitchen and living spaces provide plenty of room for everyday living and entertaining, while the two-bedroom, two-bath configuration offers comfortable separation and flexibility. Outside, the generous homesite and fenced yard provide additional space for outdoor living, pets, gardening or recreation. The property previously experienced storm-related water intrusion from Hurricane Helene and was subsequently remediated and renovated. Supporting renovation and permit documentation is available for review. A recent homeowners insurance quote has also been obtained. Buyers should perform their own inspections and due diligence regarding property condition, insurance and flood-related matters. LOCATION is another standout feature. Enjoy convenient access to DOWNTOWN CRYSTAL RIVER, Kings Bay, Hunter Springs, Three Sisters Springs, restaurants, shopping, boating and the area's renowned springs and waterfront recreation. If you have been looking for an UPDATED CRYSTAL RIVER HOME with substantial recent improvements, generous outdoor space and convenient access to the area's waterfront attractions, this one deserves a closer look.

260 Se 16th Terrace, Crystal River
6535 N Ewok Point, Dunnellon
$190,000
3 Beds ⋅ 2 Baths ⋅ Mini Farms Unit 09 Unrec SubDv. ⋅ 34433 Zip Code
Welcome to 6535 N Ewok Pt in Dunnellon! Situated on approximately 2.63 acres, this 3-bedroom, 2-bath home offers space, privacy, and plenty of potential for someone ready to make it their own. The home could use some TLC and updating, making it a great opportunity to bring your vision, add your personal touches, and create a space that truly feels like home. Whether you’re looking for a primary residence, investment opportunity, or a property with room to spread out, there’s plenty of potential here. Outside, enjoy over 2.5 acres with room for gardening, outdoor projects, recreational toys, or simply enjoying a little extra breathing room. The detached 2-car garage provides additional space for vehicles, tools, storage, or a workshop. If you’ve been looking for a property with land where you can put in a little love and make it uniquely yours, 6535 N Ewok Pt is ready for its next chapter. Bring your ideas and come see the possibilities!

6535 N Ewok Point, Dunnellon
3985 S Placid Avenue, Inverness
$339,995
3 Beds ⋅ 2 Baths ⋅ Inverness Highlands West SubDv. ⋅ 34452 Zip Code
Situated on a beautifully treed 1-acre lot in Inverness, this 3-bedroom, 2-bath split-plan home offers a rare combination of privacy, space, and versatility. Set well back from the road on a quiet, low-traffic street, the home is surrounded by mature trees and offers an exceptional sense of seclusion. Privacy fencing separates the property from its only neighboring home, while the property backs to the grounds of a private airport with no immediate rear neighbors. A new circular driveway provides a welcoming approach to the home along with ample parking and convenient access to the attached two-car garage, additional covered parking, and oversized metal carport suitable for a boat or RV. Inside, the spacious living room features a wood-burning fireplace, while the separate dining room and breakfast nook provide multiple dining spaces. The kitchen offers abundant cabinetry and a large farmhouse sink. French doors lead to the enclosed sunroom with newer windows overlooking the wooded surroundings. The split-bedroom floor plan includes a spacious primary suite with a remodeled en-suite bath featuring a jetted tub and large walk-in closet. Additional features and updates include a 2022 A/C, 2017 roof, custom blinds throughout, water softener, newer smart washer and dryer, newer garage door and opener, and a storage shed for lawn and outdoor equipment. The home is being offered turnkey, with all furniture and appliances included in the sale; the dining room furniture is the only exclusion. With its private 1-acre setting, mature trees, extensive parking, and covered space for a boat, RV, and recreational equipment, this property offers space, privacy, and functionality that can be difficult to find.

3985 S Placid Avenue, Inverness
1165 S Trellis Drive, Homosassa
$285,000
2 Beds ⋅ 1 Baths ⋅ Green Acres SubDv. ⋅ 34448 Zip Code
Set on 1.38 fully fenced beautiful acres, this charming block home is offered completely furnished and turnkey! Inside, the 2-bedroom, 1-bath layout features an open floor plan, 2nd bedroom could be a family or Den for additional living space. The covered front porch offers a welcoming place to unwind, while the back deck overlooks a spacious, green backyard with plenty of room to enjoy the outdoors. The attached screened porch offers the perfect place to enjoy Florida’s beautiful weather in every season. Additional features include a detached garage with electric—great for a dream workshop—two additional sheds with electric, and carport. A separate RV entrance provides convenient access to a dedicated power pole with 50-, 30- and 20-amp hookup capabilities. A new AC, 2019 roof and whole-house generator are added peace of mind. With NO HOA and NO deed restrictions, this property offers space, flexibility and true move-in-ready convenience!

1165 S Trellis Drive, Homosassa
7860 N Galena Avenue, Dunnellon
$283,900
4 Beds ⋅ 2 Baths ⋅ Citrus Springs SubDv. ⋅ 34434 Zip Code
Welcome to this beautifully updated 4-bedroom, 2-bath residence offering 2,274 square feet of thoughtfully designed living space. Blending comfort, style, and modern upgrades, this impressive home features a newer roof, newer HVAC system, newer hot water heater, and stunning new flooring throughout, providing peace of mind and exceptional value. The spacious floor plan offers generous living and entertaining areas filled with natural light, while the well-appointed kitchen serves as the heart of the home with ample space for gathering family and friends. The owner's suite provides a relaxing retreat, complemented by three additional bedrooms that give flexibility for guests, a home office, or hobby space. Every detail has been carefully maintained and enhanced, creating a move-in-ready home that combines everyday functionality with refined living. Whether entertaining indoors or enjoying the outdoor space, this property delivers the perfect balance of luxury, comfort, and convenience. "Take advantage of the benefits of solar energy with this energy-efficient home featuring an installed solar panel system designed to help reduce monthly utility costs. Enjoy lower electric bills, protection from rising energy rates, and the peace of mind that comes with a sustainable, environmentally friendly power source. This valuable upgrade adds long-term savings and enhances the home's overall appeal.

7860 N Galena Avenue, Dunnellon
9116 N Arcadia Way, Citrus Springs
$285,000
2 Beds ⋅ 2 Baths ⋅ Citrus Springs SubDv. ⋅ 34434 Zip Code
Discover the possibilities with this well-maintained 2 bedroom, 2 bath home situated on a generous half-acre corner lot in Citrus Springs. Offering a comfortable floor plan and plenty of outdoor space, this property is ideal for those looking for room to spread out, enjoy their hobbies, or have additional space for projects and storage. A standout feature is the detached garage/workshop, 1200 sq ft, providing valuable space for vehicles, recreational equipment, hobbies or tools which has 2 oversized garage doors with screen and openers and a golf cart garage door around back with it's own opener. The expansive driveway to the detached garage also has a sidewalk leading to the golf cart door. The carport adds an additional 420 sq ft of covered parking space and the oversized one car garage is equipped with built in shelving, cabinets, refrigerator, washer/dryer, pull down stairs for the attic and a water softener. The home has new stainless steal appliances, new showers with grab bars in both the primary en suite and guest bathroom. The primary bedroom flooring has been updated with Pergo Max Harwood. The sliding doors from the dining area lead into a 20x11' enclosed bonus room which has indoor/outdoor carpeting and offers extra space for relaxing and living your best Florida life.

9116 N Arcadia Way, Citrus Springs
4943 E Stage Coach Trail, Floral City
$399,990
4 Beds ⋅ 3 Baths ⋅ Unrec Tracts In 31-20s-20e SubDv. ⋅ 34436 Zip Code
Welcome to peaceful country living in beautiful Floral City, Citrus County. Situated on approximately 2 private, fully fenced and gated acres, this spacious 4-bedroom, 3-full-bath home offers 2,168 square feet of comfortable living space and the privacy, tranquility, and freedom that comes with owning acreage. Each bedroom features its own walk-in closet, providing exceptional storage and convenience. Inside, the inviting living spaces are complemented by a cozy fireplace, creating a warm and comfortable gathering space. The home is also equipped with a 2023 A/C unit, providing added peace of mind. Enjoy the peaceful atmosphere of the Florida countryside without sacrificing easy access. The entire property is completely paved with no dirt roads and features underground utilities with no overhead wires or lines, providing convenient year-round access. This is a rare opportunity to enjoy a relaxed rural lifestyle with plenty of room to spread out, entertain, enjoy the outdoors, and make the property your own. The outdoor amenities and covered parking options truly set this property apart. Enjoy the Florida sunshine from the hard-sided above-ground pool with its own deck, or relax and entertain in the enclosed patio, featuring a shark-coated patio floor for added durability and easy maintenance. For those who need space for vehicles, recreational toys, equipment, or hobbies, this property delivers with a detached 2-car garage, 2-car carport, dedicated pickup-truck carport, and a spacious RV port complete with RV hookup. Additional storage is available with both an inside shed and a separate exterior shed. The fully fenced and gated grounds provide added privacy, security, and peace of mind while giving you the freedom to enjoy the expansive property. Whether you're an RV enthusiast, own multiple vehicles, have recreational equipment, or simply appreciate having abundant covered parking, storage, and workspace, you'll love the flexibility this property provides. If you've been searching for privacy, peace and quiet, usable acreage, paved access, modern conveniences, and the freedom of authentic Florida country living, this unique 2-acre Floral City property is ready to welcome you home!

4943 E Stage Coach Trail, Floral City
1230 Turnstone Terrace, Inverness
$323,400
3 Beds ⋅ 2 Baths ⋅ Wyld Palms Village Condominium SubDv. ⋅ 34453 Zip Code
Virtually Staged. Under Construction. One or more photo(s) has been virtually staged. The Primrose House - Located in " The Premier Gated, Lakeside Community of Wyld Palms. This Brand -New Home Feature's - 3 Bedrooms, 2 Baths, and 2 Car Garage. This architectural design combines charm, comfort and functionality. The welcoming front porch and decorative glass front door give great curb appeal to this home. The open split floor plan with tall ceilings and plank ceramic tile floors throughout the living areas create an open airy flow throughout. The large gourmet kitchen with the extended granite island/ breakfast bar will impress the cooking enthusiasts! There are an abundance of upgraded cabinetry with classic crown molding, a large pantry closet, the spacious kitchen nook overlooks the oversized outdoor covered lanai. The dining room will accommodate your special occasion dinner parties, or an office space. The expansive living room is a great space for entertaining or for relaxation. The primary suite is your tranquil oasis, relax and unwind in this extended bedroom, there is a seating area, the crown molding tray ceiling adds to the ambiance, there are plenty of windows to provide plenty for natural light. The ensuite is spa inspired with an expansive closet, dual sinks, a deep garden tub with separate glass enclosed tile shower, plus a separate water room. The two additional guest bedrooms are large; the guest bathroom offers a vanity with a deep soaking tub/ shower combo. The interior laundry room lead's out to the two-car garage. The expansive covered lanai is a great space for grilling, entertaining or just relaxing enjoying your beautiful backyard. The community offers A Grand Clubhouse with a Swimming Facility w/ a poolside grill, a Full Gym w/ lockers and showers, a Yoga room, and a community room, with weekly activities, this room can also be reserved for private parties. Wyld Palms is conveniently located just three miles from the historic Inverses Downtown. Near Parks, Boating & Fishing, Walking & Biking Trails, Golf, Tennis, Restaurant's, Entertainments, Shopping, Local Tours, Medical Facilities and much more! Note: Photos are of a simular model, colors may vary.

1230 Turnstone Terrace, Inverness
9401 N Pineview Way, Citrus Springs
$311,000
3 Beds ⋅ 2 Baths ⋅ Citrus Spgs Unit 01 SubDv. ⋅ 34434 Zip Code
There's no place like home, especially when it comes to this beautifully appointed residence in Citrus Springs. Filled with character and charm, and designed with both comfort and functionality in mind, this 3-bedroom, 2-bath home features an open-concept floor plan, desirable split-bedroom layout, luxury vinyl flooring, and ceiling fans throughout. The spacious eat-in kitchen is enhanced by a breakfast bar, creating an inviting space for both everyday living and entertaining. The private primary suite offers a generously sized walk-in closet and en suite bath, providing a peaceful retreat. Two versatile bonus rooms offer exceptional flexibility for a home office, library, studio, fitness room, or additional living space, while a separate laundry room adds convenience. Seamlessly blending indoor and outdoor living, the screened lanai with paver flooring overlooks a spacious backyard retreat featuring a firepit, outdoor grilling area, picnic table, hammock, storage shed, and generator. Additional highlights include a newer roof (2022), a fully paid solar system designed to help reduce energy costs, and a two-car garage. With no HOA or CDD fees, this well-maintained property offers a rare combination of flexibility, efficiency, and relaxed Florida living.

9401 N Pineview Way, Citrus Springs
83 Oak Village Boulevard S, Homosassa
$355,000
3 Beds ⋅ 2 Baths ⋅ Sugarmill Woods Oak Village SubDv. ⋅ 34446 Zip Code
ELEGANT FLORIDA LIVING • TURNKEY • OVERSIZED LOT • ACTIVE LIFESTYLE Beautifully maintained and thoughtfully updated, this exceptional home offers the perfect blend of comfort, style, and carefree Florida living. The IMMACULATE 3-bedroom, 2-bath SPLIT-bedroom floor plan is designed for both everyday living and entertaining, featuring a formal dining room and sitting area, PLUS an inviting open-concept family room and dinette with GORGEOUS arched windows above a built-in fireplace. The dinette seamlessly flows into the beautiful, high-ceilinged sunroom, creating an open and airy feel through the expansive windows and unobstructed views. The L-shaped enclosed sunroom is accessible from the primary bedroom, formal living room, and family room, offering a bright and inviting space overlooking a private, wooded, garden-like setting. The sunroom features central heating and air conditioning, along with newly tinted windows, making it a comfortable year-round retreat. Both the front and rear of the home provide relaxing porch spaces—perfect for enjoying morning coffee or an evening beverage around the portable fire pits. Numerous recent improvements include: a 2022 ROOF and 2022 HVAC; 2025 FRESHLY PAINTED (interior and exterior); 2022 FLOORING; 2022 NEWER washer and dryer; NEW gutters and guards; NEW blinds; NEW hardware throughout; NEW PVC plumbing piping in both bathrooms; NEW window tinting on the enclosed patio; 2026 NEW entry tile; NEW laundry room updates; NEW closet shelving; NEW cabinetry in the primary bathroom; and updated landscaping. The OVERSIZED LOT provides plenty of space for outdoor enjoyment, with room for a future pool. Reduce water costs with your own private well for irrigation. The beautifully landscaped setting further enhances the home's privacy and Florida charm. Enjoy an active community lifestyle with an impressive array of amenities, including a golf course and pro shop, clubhouse and restaurant, community pool, park, outdoor racquetball, tennis, pickleball, and basketball courts. Daily evening drive-by security patrols provide added peace of mind. Conveniently located near medical care, hospitals, shopping, and dining, while also offering easy access to the Nature Coast's outdoor attractions. The home is less than 3 miles from the Suncoast Parkway (SR 589) expressway on-ramp, providing a convenient route to Tampa International Airport. The Withlacoochee State Trail is approximately 5 minutes away for hiking and biking, while the Chassahowitzka boat ramp and Seven Sisters Springs are also approximately 5 minutes away. Crystal River's natural springs, manatee waters, boating, and wildlife attractions are approximately 20 minutes away. Fort Island Gulf Beach, Pine Island Beach, and Weeki Wachee Springs—with its famous mermaid shows—are also within an easy drive. A truly special opportunity to enjoy an active, elegant Nature Coast lifestyle in a beautifully cared-for, move-in-ready home.

83 Oak Village Boulevard S, Homosassa
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