Citrus County Homes with Beach Access Water Frontage

Citrus County Homes with Beach Access Water Frontage

Welcome to Citrus County, Florida, a hidden gem on the Gulf Coast renowned for its stunning natural beauty, vibrant wildlife, and tranquil waters. Nestled between the lush greenery of the Withlacoochee State Forest and the sparkling waters of the Gulf of Mexico, Citrus County offers a perfect blend of relaxation and adventure. Whether you're an outdoor enthusiast, a boating aficionado, or simply someone seeking a peaceful retreat, this county has something for everyone.

One of the most appealing aspects of Citrus County is its exceptional real estate options, particularly homes with beach access and waterfront properties. Imagine waking up to the gentle sound of waves and having direct access to pristine beaches right outside your door. These homes not only provide breathtaking views but also a lifestyle filled with outdoor activities such as fishing, kayaking, and swimming. With the warm Florida sun shining down, your days can be spent exploring the nearby nature reserves or lounging on your private beach.

Citrus County is also known for its friendly communities and a slower pace of life, making it an ideal location for families, retirees, and anyone looking to escape the hustle and bustle of city living. With charming local shops, delicious dining options, and a variety of recreational facilities, you’ll find everything you need within reach.

Whether you're drawn to the allure of waterfront living or the serene beauty of Citrus County, this area offers a unique opportunity to create lasting memories in a truly picturesque setting. Discover your dream home with beach access today, and embrace the Florida lifestyle you’ve always desired!

Newest Citrus County Homes with Beach Access Water Frontage

980 N Gardenview Terrace, Crystal River
$870,000
3 Beds ⋅ 3 Baths ⋅ 34429 Zip Code
OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. NEW METAL ROOF - Oct 2026. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch, ideal for morning coffee, sunset cocktails, & soaking in the peaceful surroundings. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure, creating a private resort-style setting right at home. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 bedrooms and 2 bathrooms on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room/4th Bedroom, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: Metal roof, tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & an hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs. VirtuallyStaged.

980 N Gardenview Terrace, Crystal River
5960 S Garcia Road, Homosassa
$550,000
3 Beds ⋅ 2 Baths ⋅ Siesta Shores Unit 02 SubDv. ⋅ 34448 Zip Code
Old Homosassa charm meets modern coastal living! This inviting 3-bedroom, 2-bath waterfront home with a bonus room offers a relaxed retreat with deep-water access to the Homosassa River and Gulf of America. Spend your days fishing, exploring the freshwater springs, watching for manatees, or cruising to your favorite waterfront restaurant—all with the convenience of docking your boat in your own backyard. The comfortable single-story layout features welcoming living spaces, an updated interior, and a versatile bonus room for gathering or unwinding. Relax by the fire pit, and enjoy peaceful evenings along the canal, with plenty of parking for your boat trailer. Old Homosassa favorites, including MacRae’s and The Freezer, are approximately a mile away. Currently operating as a short-term rental with an impressive 4.92-star Airbnb rating, this home offers appeal as a full-time residence, seasonal escape, or vacation rental opportunity. Bring your boat and discover the laid-back waterfront lifestyle that makes Old Homosassa so special!

5960 S Garcia Road, Homosassa
11782 W Valley Spring Lane, Homosassa
$619,000
3 Beds ⋅ 3 Baths ⋅ 34448 Zip Code
WATERFRONT LIVING WITH GULF ACCESS IN HOMOSASSA, FLORIDA! Experience the best of the Florida lifestyle with this beautiful waterfront property offering Gulf access, a resurfaced swimming pool, and your own waterfront dock. Whether you enjoy boating, fishing, entertaining, or simply relaxing by the water, this property offers an incredible opportunity to enjoy the best of the Nature Coast lifestyle. Inside, the home features beautiful wood flooring, a cozy fireplace, and an abundance of natural light. The spacious kitchen offers extensive cabinetry, granite countertops, and ample workspace, making it great for everyday living and entertaining. Step outside to enjoy the screened-in swimming pool, expansive deck, and peaceful waterfront setting. Numerous recent updates provide added peace of mind, including a roof replaced in 2022, a new tankless water heater and electrical panel in 2024, and a new HVAC system, all decking replaced in 2025 when they also removed and replaced existing dock and section of seawall, pool resurfacing and tile, and blown-in attic insulation. Home also features a golf cart garage! The interior was completely repainted in October 2026, giving the home a fresh, updated feel. With its desirable waterfront location, Gulf access, resurfaced pool, and extensive improvements, this Homosassa property offers the opportunity to enjoy days on the water and evenings surrounded by the beauty of Florida’s Nature Coast. Don’t miss your opportunity to make this waterfront retreat your own. Schedule your showing today!

11782 W Valley Spring Lane, Homosassa
no property photo
$400,000
34448 Zip Code
This property has six connected lots on a canal directly off the Homosassa River, very close to Monkey Island. World Class Fishing, Boating or living the dream on The Nature Coast can be your daily routine. Don't forget to check out the great restaurants on your side of the river or take your boat to the other side for more options. The adjacent property has public water and utilities so the seller believes that this would be a simple hook up.

5181 S Magnolia Avenue, Homosassa
5180 S Gray Pelican Way Unit 5180, Homosassa
$375,000
2 Beds ⋅ 2 Baths ⋅ 34448 Zip Code
Seller Motivated! Experience waterfront living without the worries of maintenance in this highly sought-after townhome in the Sportsman's Lodge community. The living area in this townhome was not affected by flooding! Enjoy stunning views of the Homosassa River and Monkey Island from your own slice of paradise, just a short stroll from Crumps Landing Restaurant. This prime-end unit sits directly on the main river, offering 1,200 square feet of comfortable living space with 2 bedrooms, 2 bathrooms, a spacious family room with a cozy gas fireplace, and two porches. The updated kitchen shines with Corian countertops and newer appliances, including a new ac system and washer and dryer. The main living area features engineered wood flooring and sliding glass doors that open to a back porch—ideal for sipping your morning coffee or evening cocktail with serene river views. The 1-car garage provides extra convenience to store all of your toys. The condo is being sold turnkey, including all furnishings except personal items. Community amenities abound, including a riverfront swimming pool, three docks with fish-cleaning stations, shaded seating areas under oak trees, kayak racks, and a community ice machine for your boating needs. The monthly fee covers flood insurance, water, sewer, trash, pest control, lawn service, and exterior building maintenance. Don’t miss your chance to own this rarely available gem—call today to schedule your appointment to view this home!

5180 S Gray Pelican Way Unit 5180, Homosassa
no property photo
$750,000
3 Beds ⋅ 2 Baths ⋅ 34429 Zip Code
Completely remodeled from top to bottom, this stunning waterfront home offers an incredible opportunity to enjoy the ultimate Florida Gulf Coast lifestyle! Every detail has been thoughtfully updated to create a modern, stylish, and move-in-ready home that truly stands out. The beautifully redesigned kitchen is the heart of the home, featuring sleek dark cabinetry, gorgeous countertops, stainless steel appliances, a large island for gathering and entertaining, a spacious farmhouse-style sink, and a built-in wine cooler. The open-concept layout creates an inviting flow throughout the living space, while the incredible concrete floors, recently redone and finished with a unique custom look, give the entire home a high-end, modern feel you won’t find just anywhere. Step outside and enjoy one of the property’s biggest highlights—Gulf access right from your backyard! The waterfront setting includes a dock and boat lift, making it easy to hop on the boat and head out for a day of fishing, scalloping, exploring, or simply cruising the beautiful waterways of Crystal River. With its stunning renovation, modern finishes, waterfront lifestyle, and direct access to the Gulf, this home offers so much more than just a place to live—it’s your opportunity to live the Florida lifestyle you’ve always dreamed about! Don’t miss your chance to see this one in person!

2236 N Watersedge Drive, Crystal River
no property photo
$749,900
34448 Zip Code
A truly rare opportunity to own two buildable waterfront parcels totaling over 15 acres! This unique offering includes a stunning 0.86-acre waterfront homesite along with a 14.21-acre island located directly across the water, providing endless possibilities for your dream estate, retreat, family compound, or future investment. Enjoy breathtaking water views, abundant wildlife, and the privacy that only waterfront living can offer. The mainland parcel offers ample space to build your custom home, while the island creates a one-of-a-kind setting rarely found on today's market. Whether you're seeking a peaceful getaway, recreational paradise, or an extraordinary waterfront property with unmatched potential, this exceptional package delivers. Don't miss your chance to own a piece of waterfront paradise with both mainland and island acreage.

6929 S Haulover Point, Homosassa
no property photo
$699,000
2 Beds ⋅ 2 Baths ⋅ 34429 Zip Code
Welcome to the Crystal River waterfront lifestyle! This 2-bedroom, 2-bath stilt home sits on a canal just 5 miles from the Gulf with no bridges or obstructions, making it easy to get out on the water and enjoy boating, world-class fishing, scalloping, kayaking, or simply relaxing by the canal. You're also approximately 5 miles from Fort Island Gulf Beach and close to one of Crystal River's most famous experiences—swimming with the manatees. With no HOA and no deed restrictions, you can enjoy it as your primary home, weekend getaway, or vacation rental. Inside you'll find an open floor plan with vaulted ceilings, luxury vinyl plank flooring, stainless steel appliances, and updated doors and trim. The entire interior was painted in 2024, both bathrooms were remodeled in 2024, and it also includes an additional bunk room for extra guests. Downstairs is made for enjoying the Florida lifestyle. The new screened patio added in 2025 is a great place to relax or gather with family and friends after a day on the water. Boaters will love the 6,000-lb Neptune boat lift with remote, installed in 2019, plus a dock with power and water. The seawall and riprap were completed in 2016. Enjoy your morning coffee by the canal, spend the afternoon on the water, and come home to your own waterfront retreat. Updates include HVAC and water heater in 2024, new washer and dryer in 2025, lower-level paint in 2024, and front and rear exterior stairs replaced and painted in 2024. The roof was replaced in 2016. Whether you're looking for a waterfront home, weekend getaway, or Crystal River vacation rental, this property has so much to offer. Furniture and spa are available for purchase separately and are not included in the sales price. Bring your boat and your flip-flops—the Crystal River lifestyle is waiting! No damages from hurricanes.

11275 W Pool Court, Crystal River
10246 S Mcclung Loop, Homosassa
$219,000
2 Beds ⋅ 1 Baths ⋅ 34448 Zip Code
Rare opportunity to own one of the area's most affordable waterfront homes! Situated on a desirable corner lot, this property offers direct water access and includes a covered boat slip, making it great for boating, fishing, and enjoying the Florida lifestyle. The corner location provides added privacy and extra space, while the waterfront setting offers easy access to the water right from your backyard. Whether you're looking for a full-time residence, weekend retreat, or investment property, this waterfront gem delivers exceptional value. Don't miss your chance to own an affordable piece of paradise on the water! This home is one of the highest places on the FEMA Map being high and dry avoiding any hurricane threats in the past several years.. Let's not forget the other items that make this home special like a fenced in area in the back yard for your animals along with the detached utility shed and 2 car covered parking area. The Dock/walk plank in the boat dock area is also new along with the concrete block stem wall!.

10246 S Mcclung Loop, Homosassa
1520 Se Pinwheel Drive, Crystal River
$995,000
3 Beds ⋅ 3 Baths ⋅ 34429 Zip Code
Spectacular 3 or 4 bedroom with over 3000 sq. ft. living area. 2.5 baths with expansive waterfront view on Pretty Lake with direct access to the Crystal River. 16x32 dock, boathouse 10k lift, tile throughout, huge family room with fireplace, enormous living and dining room, eat in kitchen, whole house generator, 250 gallon propane tank Huge .45 acre corner lot in county by surrounded by city. Has never been listed or rented as a short term rental but is VRBO eligible. Cottage with AC, gas hookup and full bath. Plus tankless hot water heater, bonus room is 21x18, air conditioned, carpeted and finished walls. A must see at $995,000!!!

1520 Se Pinwheel Drive, Crystal River
no property photo
$289,000
3 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
Renovated Waterfront Home with open water views. Experience waterfront living in this renovated 3-bedroom, 2-bath home. Located on Lake Hernando with access to the chain of lakes. Completely remodeled down to the studs in 2023. Luxury vinyl plank flooring throughout, all-new interior drywall, and a beautifully updated kitchen featuring gorgeous granite countertops. Both bathrooms have been remodeled with custom tile showers, additional upgrades include updated plumbing, main electrical panel, and an on-demand water heater. The home's wide-open waterfront setting provides breathtaking panoramic views, creating the perfect backdrop for relaxing mornings and unforgettable sunsets. Whether you're searching for a weekend getaway, a winter retreat, or a year-round residence, this partially furnished home is ready to exceed your expectations. Outdoor enthusiasts will love the direct access to boating, fishing, and jet skiing. The property includes its own private boat ramp, plenty of space to park your boat, and easy access to the water whenever adventure calls. No deed restrictions. Seller open to offers.

4014 E Lake Park Drive, Hernando
no property photo
$424,900
3 Beds ⋅ 3 Baths ⋅ 34450 Zip Code
Experience beautiful lakefront living in this spacious two-story Maintenance Free Villa located on the open lake in Inverness. With 3 bedrooms, 3 full baths, and a total of 3,112 square feet under roof, this home offers plenty of room for comfortable everyday living, entertaining, and enjoying the Florida waterfront lifestyle. The living room and master bedroom showcase stunning lake views, creating a peaceful backdrop from the moment you walk in. The kitchen features abundant storage, making it practical and inviting for meal preparation, gathering, and hosting guests. A dedicated office or den provides flexible space for working from home, hobbies, reading, or a quiet retreat. The home also includes a two-car garage, offering convenient parking and additional storage. Whether you are relaxing indoors, entertaining family and friends, or simply taking in the million-dollar view, this lakefront property offers a rare opportunity to enjoy open-water living in a beautiful Inverness setting. As an extra bonus a Stairlift to take you to the 2nd floor. This unit was custom built by the developer with lots of extras. A must see home.

1400 Longboat Point, Inverness
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